Tioga County property record for 1095 Packard Rd, Covington, PA 16917
| Property Type | Rural Home |
|---|---|
| Details | 1 bd · 1,821 sqft · built 2004 |
| Lot Size | 19.9 acres (867,280 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $82,500 (Aug 2005) |
| Tax Bill | $3,724 (2026) |
| Deeds & Mortgages | Mar 2023 Line of Credit Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07/01.00/039C/000 |
| Primary APN | 07/01.00/039C/000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,821 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Logs |
| Lot Area | 867,280 sqft (19.9 acres) |
| Garage Type | Detached |
| Garage Area | 1,224 sqft |
| Cooling System | None |
|---|---|
| Sewer | Connected |
| Water Source | Well |
| Account Number | 00021481 |
|---|---|
| Street Address | 1095 PACKARD RD |
| City | COVINGTON |
| State | PA |
| Zip | 16917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Jurisdiction | TIOGA PA |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 950500 |
Source: Tioga County records, as of April 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 263, COVINGTON, PA 16917-0263 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS COMMUNITY BANK |
| Oct 13, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2005 · Amount on Record |
| Deed Sale | Aug 17, 2005 · Amount on Record |
| Deed Document Number | 20057600 |
| Deed Book / Page | 763 / 447 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA PA |
| Property Address | 1095 PACKARD RD, COVINGTON, PA 16917 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202302318 |
|---|---|
| Date | Mar 24, 2023 |
| Instrument | 202302318 |
| Name | FIRST CITIZENS COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | MANSFIELD, PA 16933 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 10, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA PA |
| Property Address | 1095 PACKARD RD, COVINGTON, PA 16917 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201708800 |
|---|---|
| Date | Oct 13, 2017 |
| Instrument | 201708800 |
| Name | FIRST CITIZENS COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | MANSFIELD, PA 16933 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 3, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Tioga County assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Tioga County |
| County Subdivision | Covington Township |
| Unified School District | Southern Tioga School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,724.00 (-34.83%) | $238,880 (-0.68%) Land $52,140 Building $186,740 | |
| 2024 | $5,714.00 | $240,510 Land $53,770 Building $186,740 | |
| 2023 | $268,400 Land $81,660 Building $186,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 7 (2010–2024) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 94% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| River Valley Internet Fixed Wireless | 100 / 50 |
| Xtreme5G Fixed Wireless | 50 / 10 |
| Verizon Fixed Wireless | 25 / 6 |
5G (outdoors only) and 4G LTE
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