1095 Oakcrest Rd, Howell, MI 48843 Property Records

Livingston County property record for 1095 Oakcrest Rd, Howell, MI 48843

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,352 sqft · built 1996
Lot Size	0.381 acres (16,596 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Aug 2020)
Tax Bill	$2,928 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-30-401-009`

Property Details

APN / Parcel Number

Primary APN	`07-30-401-009`
Alternative APN	`470730401009`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,352 sqft Living Area
1st Floor Area	686 sqft
Basement Area	686 sqft
Unfinished Basement	686 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Lot Area	16,596 sqft (0.381 acres)
Lot Dimensions	63.7 ft deep x 87 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1095 OAKCREST RD
City	HOWELL
State	MI
Zip	48843-8427
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R2
Legal Description	SEC 30 T3N R5E HIGHLAND MEADOWS CONDOMINIUM SUB UNIT 9 FROM 017 5/95
Legal Range	05E
Legal Township	03N
Legal Section	30
Legal Subdivision	CONDOMINIUM SUB
Legal Tract	712600
Legal Unit	9
Jurisdiction	LIVINGSTON MI
Township / Civil Division	OCEOLA
Census Block Group	1
Census Block	1002
Census Tract	712601

Owner

1095 Oakcrest Rd, a condominium, is owned and occupied by an individual who bought it in August 2020.

Source: Livingston County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1095 OAKCREST RD, HOWELL, MI 48843-8427
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2022	Deed of Trust, Mortgage · Line of Credit LOC FCU
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK
Aug 3, 2020	Warranty Deed, Transfer · Conventional Mortgage STAUNTON FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2020 · Amount on File
Deed Sale	Aug 3, 2020 · Amount on File
Prior Sale	May 12, 2015 · Amount on File
Deed Document Number	202025519
Prior Transfer Date	Jul 29, 2010
Prior Transfer Doc	0000023348
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	1095 OAKCREST RD, HOWELL, MI 48843-8427
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1095 OAKCREST RD, HOWELL, MI 48843-8427

Mortgage

Document Number	0000029818
Date	Nov 17, 2022
Instrument	2022R-029818

Lender

Name	LOC FCU
Type	Credit Union
Address	FARMINGTON, MI 48336

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 16, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	1095 OAKCREST RD, HOWELL, MI 48843-8427
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	TT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024954
Date	Jul 29, 2020
Instrument	2020R-024954

Lender

Name	THE STATE BANK
Type	Bank
Address	FENTON, MI 48430

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.2%
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.2%
Index	1-Year CMT
Max Rate	10.2%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Aug 3, 2020
Property Address	1095 OAKCREST RD, HOWELL, MI 48843-8427
Document Number	0000025519
Map Reference	LB 1868 PG 890&891
Instrument Date	Jul 22, 2020
Instrument	2020R-025519
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1095 OAKCREST RD, 1095, HOWELL, MI 48843-8427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1095 OAKCREST RD, HOWELL, MI 48843-8427

Mortgage

Document Number	0000025713
Date	Aug 4, 2020
Instrument	2020R-025713

Lender

Name	STAUNTON FINANCIAL INC
Type	Non-Lending Institution
Address	SOUTHFIELD, MI 48075

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1095 Oakcrest Rd was $2,928 with a homeowner's exemption.

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Oceola Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,100	$296,200
2025	$2,928.00
2023		$118,300
2021			$236,600
2019	$1,942.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1095 Oakcrest Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1095 Oakcrest Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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