Okeechobee County property record for 1095 NE 44th Ter, Okeechobee, FL 34972
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,378 sqft · built 1999 |
| Lot Size | 2.3 acres (100,624 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $13,000 (Aug 1999) |
| Tax Bill | $1,625 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-13-37-35-0010-00430-0010 |
| Primary APN | 1-13-37-35-0010-00430-0010 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,378 sqft Heated Area |
| Gross Area | 2,078 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 100,624 sqft (2.3 acres) |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1095 NE 44TH TER |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34972-0734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OKEECHOBEE GARDENS LOTS 1-6 & 21-26 & THE EAST 1/2 OF LOTS 7 & 20 BLOCK 43 TOGETHER WITH THE SOUTH 1/2 OF PLATTED SIXTEENTH S |
| Legal Range | 35E |
| Legal Township | 37S |
| Legal Section | 13 |
| Legal Subdivision | OKEECHOBEE GARDENS |
| Legal Block | 43 |
| Legal Lot Number | 1-6,21 2 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | NORTH OKEECHOBEE |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 910101 |
1095 NE 44th Ter is owned and occupied by two individuals who bought it in August 1999.
Source: Okeechobee County records, as of December 5, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1095 NE 44TH TER, OKEECHOBEE, FL 34972-0734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 1999 · Amount on File |
| Deed Sale | Aug 6, 1999 · Amount on File |
| Prior Sale | Mar 4, 1999 · Amount on File |
| Deed Document Number | 0042600488 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 1095 NE 44th Ter was $1,625 with a homeowner's exemption.
Source: Okeechobee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,625.00 Homeowner's exemption | $159,178 | $328,606 Land $96,680 Building $231,926 |
| 2023 | $2,171.00 (+7.96%) Homeowner's exemption | $150,186 (+3%) | $317,953 (+24.97%) Land $88,060 Building $229,893 |
| 2022 | $2,011.00 Homeowner's exemption | $145,812 | $254,414 Land $61,580 Building $192,834 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1095 NE 44th Ter in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 53 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 53 in force |
| Nearby Flood Claims | 8 (2004–2024) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1095 NE 44th Ter is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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