1095 N Willow Oak Rd, Gladewater, TX 75647 Property Records

Upshur County property record for 1095 N Willow Oak Rd, Gladewater, TX 75647

Property Summary

Property Type	Residential
Details	2,344 sqft · built 1960
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,950 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Mar 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`386U-S08-000-060-2`

Property Details

APN / Parcel Number

Primary APN	`386U-S08-000-060-2`
Alternative APN	`77243`

Interior

Building Area	2,344 sqft Total Area
1st Floor Area	1,624 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	28,314 sqft (0.65 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	386U-S08-000-060-2
Street Address	1095 N WILLOW OAK RD
City	GLADEWATER
State	TX
Zip	75647-7861
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	ABS A386 PENIDA, JOSE MARIA,TRACT 60-2, .65 ACRES & HOUSE
Legal Subdivision	JOSE MARIA SURVEY A-386
Legal Tract	2-60
Jurisdiction	UPSHUR TX
Township / Civil Division	GLADEWATER
Census Block Group	1
Census Block	1012
Census Tract	950600

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1095 N WILLOW OAK RD, GLADEWATER, TX 75647-7861
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE FINANCIAL SERVICES LLC
Mar 23, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2017
Deed Sale	Mar 23, 2017
Prior Sale	Apr 15, 2013 · Amount on Record
Deed Document Number	20171832
Deed Book / Page	1297 / 743
Prior Transfer Date	Apr 11, 2013
Prior Transfer Doc	001080/610
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	1095 N WILLOW OAK RD, GLADEWATER, TX 75647-7861
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202008472
Date	Nov 20, 2020
Instrument	202008472

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	FLOWER MOUND, TX 75028

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UPSHUR TX
Recording Date	Mar 23, 2017
Property Address	1095 N WILLOW OAK RD, GLADEWATER, TX 75647-7861
Document Number	1297/743
Book / Page	1297 / 743
Instrument Date	Feb 17, 2017
Instrument	201701832
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 252, GLADEWATER, TX 75647-0252

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1095 N WILLOW OAK RD, GLADEWATER, TX 75647-7861

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Municipality	Union Grove City
Unified School District	Union Grove Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,950.00 (+190.93%) Homeowner's exemption	$191,420 (-2.35%) Land $39,260 Building $152,160	$191,420 (-2.35%) Land $39,260 Building $152,160
2025	$1,014.00 (-39.96%) Homeowner's exemption	$196,020 (+9.93%) Land $40,310 Building $155,710	$196,020 (+9.93%) Land $40,310 Building $155,710
2023		$178,320 Land $33,330 Building $144,990	$178,320 Land $33,330 Building $144,990
2022	$1,689.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION GROVE WSC serves 3,198 people · EPA ID TX2300008
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Etex Telephone, Spectrum.

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