1095 N 470 W, Orem, UT 84057 Property Records

Utah County property record for 1095 N 470 W, Orem, UT 84057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,215 sqft · built 1991
Lot Size	0.195 acres (8,496 sqft)
Owner	Individual Name on Record
Last Sale	$516,040 (Aug 2023)
Tax Bill	$2,100 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-358-0013`

Property Details

APN / Parcel Number

Primary APN	`36-358-0013`
Alternative APN	`046104`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,215 sqft Living Area
Gross Area	2,850 sqft
1st Floor Area	1,215 sqft
Basement Area	1,215 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2001
Architectural Style	Split Level
Exterior Material	Metal
Roof Type	Gable
Roof Material	Other
Lot Area	8,496 sqft (0.195 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	046104
Street Address	1095 N 470 W
City	OREM
State	UT
Zip	84057-8431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13, PLAT G, CHERRYWOOD SUB AREA 0.195 AC.
Legal Subdivision	CHERRYWOOD SUB
Legal Lot Number	13
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	4
Census Block	4011
Census Tract	706

Owner

Source: Utah County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1095 N 470 W, OREM, UT 84057-8431
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage SECURITY HOME MORTGAGE LLC
Aug 31, 2023	Warranty Deed, Transfer · Conventional Mortgage SECURITY HOME MORTGAGE LLC
Oct 5, 2022	Intrafamily Transfer, Transfer PROSPECT TITLE INSURANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2023 · Amount on Record
Deed Sale	Aug 31, 2023 · Amount on Record
Prior Sale	Oct 5, 2022
Deed Document Number	202357639
Prior Transfer Date	Sep 28, 2022
Prior Transfer Doc	0000107227
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Recording Date	Jul 31, 2026
Property Address	1095 N 470 W, OREM, UT 84057-8431
Document Number	0000063603
Instrument Date	Jul 27, 2026
Instrument	202663603
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 LAKE ST, KOTZEBUE, AK 99752

Mortgage

Document Number	0000063603,
Date	Jul 31, 2026
Instrument	202663603

Lender

Name	SECURITY HOME MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Aug 31, 2023
Property Address	1095 N 470 W, OREM, UT 84057-8431
Document Number	0000057639
Instrument Date	Aug 23, 2023
Instrument	57639:2023
Transaction Type	Transfer
Record Updated	Sep 8, 2023
Title Company	TRIDENT TITLE INSURANCE AGENCY, TRIDENT TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1095 N 470 W, OREM, UT 84057-8431

Mortgage

Document Number	0000057664
Date	Aug 31, 2023
Instrument	57664:2023

Lender

Name	SECURITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Oct 5, 2022
Property Address	1095 N 470 W, OREM, UT 84057-8431
Document Number	0000107227
Instrument Date	Sep 28, 2022
Instrument	107227:2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PROSPECT TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 SHREWSBURY FARM LN, CENTREVILLE, MD 21617-2741

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$269,830 (-43.72%)	$490,600 (+2.34%) Land $195,400 Building $295,200
2025	$2,100.00 (+0.05%)	$479,400 (+99.69%) Land $195,400 Building $284,000	$479,400 (+9.83%) Land $195,400 Building $284,000
2024	$2,099.00 (+14.95%)
2023	$1,826.00 (-5.63%)	$240,075	$436,500 Land $186,100 Building $250,400
2022	$1,935.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREM CITY WATER SYSTEM serves 98,129 people · EPA ID UTAH25020
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Wasatch Broadband Fixed Wireless	900 / 900
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Utah Broadband.

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