1095 Mills Rd, Mount Olive, NC 28365 Property Records

Wayne County property record for 1095 Mills Rd, Mount Olive, NC 28365

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 3,260 sqft · built 2008
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$30,000 (Mar 2005)
Tax Bill	$3,449 (2025)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01J09000004002`

Property Details

APN / Parcel Number

Primary APN	`01J09000004002`
Alternative APNs	`2565013239` `564870`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,260 sqft Heated Area
Gross Area	5,547 sqft
1st Floor Area	2,082 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	A-Frame
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Mixed
Garage Area	1,845 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	648 sqft
Porch	Slab
Porch Area	742 sqft
Deck Area	600 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	564870
Street Address	1095 MILLS RD
City	MOUNT OLIVE
State	NC
Zip	28365-7011
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	MILLS RD 1187-860
Jurisdiction	WAYNE NC
Township / Civil Division	GRANTHAM
Census Block Group	1
Census Block	1016
Census Tract	1000

Owner

1095 Mills Rd, a rural home, is owned and occupied by an individual who bought it in March 2005.

Source: Wayne County records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	1095 MILLS RD, MOUNT OLIVE, NC 28365-7011
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2005 · Amount on File
Deed Sale	Mar 11, 2005 · Amount on File
Deed Document Number	20052294_00336
Deed Book / Page	2294 / 336
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE NC
Property Address	1095 MILLS RD, MOUNT OLIVE, NC 28365-7011
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003754/254
Date	Jul 25, 2022
Book Page	3754/254

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 1095 Mills Rd was $3,449.

Source: Wayne County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Wayne County
Unified School District	Wayne County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$478,210 (-) Land $37,350 Building $440,860	$478,210 (-) Land $37,350 Building $440,860
2025	$3,449.00	$478,210 (+41.23%) Land $37,350 Building $440,860	$478,210 (+41.23%) Land $37,350 Building $440,860
2024		$338,610 (-) Land $24,550 Building $314,060	$338,610 (-) Land $24,550 Building $314,060
2023	$2,813.00	$338,610 Land $24,550 Building $314,060	$338,610 Land $24,550 Building $314,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1095 Mills Rd in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 8, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	26 (1996–2018)
Claims Outside the SFHA	15 of 26
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims Hurricane Matthew, Oct 2016 · 14 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1095 Mills Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAYNE WATER DISTRICTS serves 39,403 people · EPA ID NC0496065
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Benzo(a)pyrene resolved · Jan 2020
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000