1095 Meghan Ave, Algonquin, IL 60102 Property Records

Kane County property record for 1095 Meghan Ave, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,810 sqft · built 1982
Lot Size	0.234 acres (10,192 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Oct 2023)
Tax Bill	$7,710 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-03-228-011`

Property Details

APN / Parcel Number

Primary APN	`03-03-228-011`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,810 sqft Living Area
Gross Area	2,937 sqft
1st Floor Area	1,001 sqft
Basement Area	707 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Aluminum/Vinyl
Lot Area	10,192 sqft (0.234 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1095 MEGHAN AVE
City	ALGONQUIN
State	IL
Zip	60102-4007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 RIVERWOOD ESTATES UNIT 1
Legal Subdivision	RIVERWOOD ESTATES
Legal Block	1
Legal Lot Number	11
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	1
Census Block	1000
Census Tract	850106

Owner

1095 Meghan Ave is owned and occupied by an individual who bought it in October 2023.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1467 ALMADEN LN, GURNEE, IL 60031-5625
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
May 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2023 · Amount on File
Deed Sale	Oct 30, 2023 · Amount on File
Prior Sale	Mar 27, 2015 · Amount on File
Deed Document Number	202337912
Prior Transfer Date	Dec 16, 1994
Prior Transfer Doc	0000001189
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 30, 2023
Property Address	1095 MEGHAN AVE, ALGONQUIN, IL 60102-4007
Document Number	0000037912
Map Reference	DOC 1509577
Instrument Date	Oct 23, 2023
Instrument	2023K037912
Transaction Type	Transfer
Record Updated	Nov 6, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037913
Date	Oct 30, 2023
Instrument	2023K037913

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.57%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1095 MEGHAN AVE, ALGONQUIN, IL 60102-4007
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091060
Date	Dec 7, 2021
Instrument	2021K091060

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	464 Months
Due	Aug 1, 2060

Interest

Rate Type	Fixed Rate
Rate	3.5%

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	May 7, 2021
Property Address	1095 MEGHAN AVE, ALGONQUIN, IL 60102-4007
Document Number	0000036040
Map Reference	DOC 1509577
Instrument Date	Apr 3, 2021
Instrument	2021K036040
Transaction Type	Transfer
Record Updated	May 18, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1095 MEGHAN AVE, ALGONQUIN, IL 60102-4007

Mortgage

Document Number	0000036041
Date	May 7, 2021
Instrument	2021K036041

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

The 2025 property tax bill for 1095 Meghan Ave was $7,710 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	Kane County
County Subdivision	Dundee Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,710.00	$111,066 (+9.42%) Land $24,974 Building $86,092	$333,331 (+9.42%) Land $74,952 Building $258,379
2024		$101,504 Land $22,824 Building $78,680	$304,634 Land $68,499 Building $236,134
2022	$7,197.00 (+3.14%) Homeowner's exemption	$89,304 (+5.91%) Land $20,536 Building $68,768	$267,912 (+5.91%) Land $61,608 Building $206,304
2021	$6,978.00 Homeowner's exemption	$84,321 Land $19,390 Building $64,931	$252,963 Land $58,170 Building $194,793

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1095 Meghan Ave in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	18 (1979–2017)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1095 Meghan Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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