1095 Mariner Dr, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 1095 Mariner Dr, Key Biscayne, FL 33149

Property Summary

Property TypeSingle Family Home
Details7 bd · 6 ba · 6,161 sqft · built 1997
Lot Size0.608 acres (26,506 sqft)
OwnerCompany Name on Record
Last Sale$18,000,000 (Apr 2024)
Tax Bill$205,436 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN24-5205-011-0180

Property Details

APN / Parcel Number

Primary APN24-5205-011-0180

Interior

Bedrooms7 Beds
Full Baths6 Baths
Stories2 Stories
Building Area6,161 sqft Living Area
Gross Area7,791 sqft
FlooringVinyl/Resilient

Exterior

Year BuiltBuilt 1997
Exterior MaterialConcrete Block
Construction TypeConcrete
Lot Area26,506 sqft (0.608 acres)
Lot Dimensions150 ft deep x 176 ft wide
Patio Area2,000 sqft
FenceFence
Boat AccessBoat Access

Location & Zoning

Street Address1095 MARINER DR
CityKEY BISCAYNE
StateFL
Zip33149-2474
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code2000:ESTATES,GENERAL
Legal DescriptionCAPE FLA SUB SEC 2 PB 70-67 LOT 11 BLK 6 & PROP INT IN & TO WATERWAY LOT SIZE 26506 SQ FT M/L
Legal Range42
Legal Township55
Legal Section05
Legal SubdivisionCAPE FLA SUB SEC 2
Legal Block6
Legal Lot Number11
JurisdictionDADE FL
Township / Civil DivisionKEY BISCAYNE
Census Block Group1
Census Block1017
Census Tract4602

Owner

Source: Miami-Dade County records, as of February 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2330 PONCE DE LEON BLVD, CORAL GABLES, FL 33134-5417
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 9, 2024 · Amount on Record
Deed SaleApr 9, 2024 · Amount on Record
Prior SaleMar 1, 2004 · Amount on Record
Deed Document Number2024R0269379
Deed Book / Page34172 / 2295
Record UpdatedJun 8, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateApr 9, 2024
Property Address1095 MARINER DR, KEY BISCAYNE, FL 33149-2474
Document Number0000269379
Book / Page34172 / 2295
Map ReferenceMB 70 PG 67
Instrument DateApr 5, 2024
Instrument2024R0269379
Transaction TypeTransfer
Record UpdatedMay 22, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$10,800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address791 CRANDON BLVD APT 907, 907, KEY BISCAYNE, FL 33149-2551

Transferred To (Grantee/Buyer)

NameVerified Name
Address2330 PONCE DE LEON BLVD, CORAL GABLES, FL 33134-5417

Mortgage

Document Number0000269380
DateApr 9, 2024
Instrument2024R0269380
Lender
NameCITIBANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054
Interest
Rate TypeAdjustable Rate
Rate6.25%
AdjustableAdjustable Rate Rider
Change Frequency6 Months
Min Rate At Change4.25%
Max Rate At Change8.25%
IndexOther
Max Rate11.2%

Mortgage

Document Number0000269380
DateApr 9, 2024
Book Page34172/2297
Instrument2024R0269380
Lender
NameCITIBANK NA
TypeBank
Address1000 TECHNOLOGY DR, O FALLON, MO 63368
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054
Interest
Rate TypeAdjustable Rate
Rate6.25%
AdjustableAdjustable Rate Rider
Type Change DateMay 1, 2029
Change Frequency6 Months
Min Rate At Change4.25%
Max Rate At Change8.25%
IndexOther
Max Rate11.2%

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityKey Biscayne Village
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$205,436.00 (+91.79%)$13,075,733 (+97.17%) Land $11,331,315 Building $1,744,418$13,075,733 (+17.36%) Land $11,331,315 Building $1,744,418
2023$107,116.00 (+4.14%) Homeowner's exemption$6,631,702 (+3%)$11,142,029 (+7.17%) Land $9,349,830 Building $1,792,199
2022$102,855.00 Homeowner's exemption$6,438,546$10,396,162 Land $8,511,750 Building $1,884,412

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 201 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies201 in force
Nearby Flood Claims312 (1979–2024)
Claims Outside the SFHA1 of 312
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 38 claims
  • Hurricane Wilma, Oct 2005 · 26 claims
  • Hurricane Andrew, Aug 1992 · 195 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Blue Stream.

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