1095 Main St, Waldoboro, ME 04572 Property Records

Lincoln County and Waldoboro Town property record for 1095 Main St, Waldoboro, ME 04572

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 924 sqft · built 1880
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$125,900 (Oct 2019)
Tax Bill	$3,093 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WALB M:U6 L:25`

Property Details

APN / Parcel Number

Primary APN	`WALB M:U6 L:25`
Alternative APN	`1295`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	924 sqft Living Area

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	1295
Street Address	1095 MAIN ST
City	WALDOBORO
State	ME
Zip	04572-6043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HISTOR
Legal Lot Number	25
Jurisdiction	WALDOBORO ME
Township / Civil Division	WALDOBORO
Census Block Group	2
Census Block	2018
Census Tract	975200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1095 Main St is owned and occupied by an individual who bought it in October 2019.

Source: Lincoln County and Waldoboro Town records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	1095 MAIN ST, WALDOBORO, ME 04572-6043
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2025	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Oct 4, 2019	Warranty Deed, Transfer · FHA Mortgage CAMDEN NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2019 · Amount on File
Deed Sale	Oct 4, 2019 · Amount on File
Prior Sale	Sep 5, 2008 · Amount on File
Deed Book / Page	5441 / 84
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALDOBORO ME
Property Address	1095 MAIN ST, WALDOBORO, ME 04572-6043
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062240124
Date	Jun 3, 2025
Book Page	6224/124
Instrument	114813

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALDOBORO ME
Recording Date	Oct 4, 2019
Property Address	1095 MAIN ST, WALDOBORO, ME 04572-6043
Document Number	0054410084
Book / Page	5441 / 84
Instrument Date	Sep 26, 2019
Instrument	54743
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1095 MAIN ST, WALDOBORO, ME 04572-6043

Mortgage

Document Number	0000054744
Date	Oct 4, 2019
Instrument	54744

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1095 Main St was $3,093, up 1.7% from the year before.

Source: Lincoln County and Waldoboro Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Lincoln County
County Subdivision	Waldoboro Town
Unified School District	School Administrative District 40 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,093.00 (+1.68%)	$209,000 (+16.11%) Land $65,000 Building $144,000
2024	$3,042.00 (+8.33%)	$180,000 (-) Land $36,000 Building $144,000
2023	$2,808.00 (+11.43%)	$180,000 (-) Land $36,000 Building $144,000	$243,675
2022	$2,520.00	$180,000 Land $36,000 Building $144,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1095 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1095 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDOBORO WATER DEPT serves 1,065 people · EPA ID ME0091560
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Tidewater O.P.E.N..

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures