1095 Main St, Dunstable, MA 01827 Property Records

Middlesex County and Dunstable Town property record for 1095 Main St, Dunstable, MA 01827

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,188 sqft · built 1971
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Feb 2025)
Tax Bill	$7,423 (2026)
Deeds & Mortgages	May 2024 Refinance Nov 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`DUNS M:0010 B:0047 L:0`

Property Details

APN / Parcel Number

Primary APN	`DUNS M:0010 B:0047 L:0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,188 sqft Living Area
Gross Area	4,995 sqft
1st Floor Area	1,036 sqft
Basement Area	1,036 sqft
Unfinished Basement	1,036 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2000
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	1095 MAIN ST
City	DUNSTABLE
State	MA
Zip	01827-1125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	47
Jurisdiction	DUNSTABLE MA
Township / Civil Division	DUNSTABLE
Census Block Group	1
Census Block	1001
Census Tract	328100

Owner

1095 Main St is owned by an individual who bought it in February 2025.

Source: Middlesex County and Dunstable Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	9 COPPER HILL RD, HUDSON, NH 03051-5078
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance JAMES NJUGUNA
Nov 14, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 22, 2018	Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE
Mar 29, 2017	Quit Claim Deed, Transfer STATE FUNDING LLC
Feb 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage CRAIG YELLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2025 · Amount on File
Deed Sale	Feb 27, 2025 · Amount on File
Prior Sale	Dec 17, 2024 · Amount on File
Deed Book / Page	39091 / 75
Prior Transfer Date	Feb 26, 2025
Prior Transfer Doc	0039091-75
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUNSTABLE MA
Property Address	1095 MAIN ST, DUNSTABLE, MA 01827-1125
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	038479-261
Date	May 10, 2024
Book Page	38479/261
Instrument	12753

Lender

Name	JAMES NJUGUNA

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUNSTABLE MA
Recording Date	Nov 14, 2023
Property Address	1095 MAIN ST, DUNSTABLE, MA 01827-1125
Document Number	0038184-27
Book / Page	38184 / 27
Instrument Date	Nov 14, 2023
Instrument	33889
Transaction Type	Transfer
Record Updated	Dec 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1095 MAIN ST, DUNSTABLE, MA 01827-1125

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUNSTABLE MA
Recording Date	Jun 22, 2018
Property Address	1095 MAIN ST, DUNSTABLE, MA 01827-1125
Document Number	32176-138
Book / Page	032176 / 000138
Instrument Date	Jun 22, 2018
Instrument	25826
Transaction Type	Transfer
Record Updated	Jul 10, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,938.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 SHORT ST LOWELL MA 018513355, LOWELL, MA 01851-3355

Mortgage

Document Number	32176-141
Date	Jun 22, 2018
Book Page	032176/000141
Instrument	25827

Lender

Name	GUARANTEED RATE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2048

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUNSTABLE MA
Recording Date	Mar 29, 2017
Property Address	1095 MAIN ST, DUNSTABLE, MA 01827-1125
Document Number	31001-209
Book / Page	31001 / 209
Instrument	12512
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$59.59
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	310010212
Date	Mar 29, 2017
Instrument	31001/0212

Lender

Name	STATE FUNDING LLC

Agreement

Amount	Amount on Record

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUNSTABLE MA
Property Address	1095 MAIN ST, DUNSTABLE, MA 01827-1125
Document Number	31211-264
Book / Page	031211 / 000264
Instrument Date	Feb 15, 2017
Transaction Type	Mortgage
Record Updated	Jul 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	31211-264
Date	Jun 19, 2017
Book Page	031211/000264
Instrument	25409

Lender

Name	CRAIG YELLE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1095 Main St was $7,423, down 2.6% from the year before.

Source: Middlesex County and Dunstable Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dunstable Town
Unified School District	Groton-Dunstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,423.00 (-2.62%)	$554,400 (-) Land $221,000 Building $322,500	$520,980 (-)
2025	$7,623.00 (+3.53%)	$554,400 (+5.12%) Land $221,000 Building $333,400	$520,980 (-15.59%)
2024	$7,363.00 (-0.88%)	$527,400 (+6.29%) Land $202,700 Building $324,700	$617,215
2023	$7,428.00	$496,200 Land $202,700 Building $293,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1095 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1095 Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Main St

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