1095 Lighthouse Ave, Pacific Grove, CA 93950 Property Records

Monterey County property record for 1095 Lighthouse Ave, Pacific Grove, CA 93950

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,841 sqft · built 1950
Lot Size	0.149 acres (6,475 sqft)
Owner	Trust Name on File
Last Sale	$1,289,000 (Jul 2015)
Tax Bill	$16,682 (2025)
Deeds & Mortgages	Jul 2020 Transfer Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006-361-035-000`

Property Details

APN / Parcel Number

Primary APN	`006-361-035-000`
Alternative APN	`006-361-035`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Building Area	1,841 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,475 sqft (0.149 acres)

Location & Zoning

Old Parcel Number	006-361-035
Street Address	1095 LIGHTHOUSE AVE
City	PACIFIC GROVE
State	CA
Zip	93950-2357
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL A AS DESC IN VOL 23 PARCEL MAPS PG. 46 6,475 S.F.
Legal Subdivision	PACIFIC GROVE ACRES
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2014
Census Tract	12402

Owner

1095 Lighthouse Ave is owner-occupied and held in a trust since June 2020.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Trust Name on File
Mailing Address	1095 LIGHTHOUSE AVE, PACIFIC GROVE, CA 93950-2357
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2015 · Amount on File
Deed Sale	Jul 13, 2015 · Amount on File
Prior Sale	Sep 19, 2013 · Amount on File
Deed Document Number	201537996
Last Transfer Date	Jun 17, 2020
Transfer Doc	0000033598
Record Updated	Sep 20, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Jul 10, 2020
Property Address	1095 LIGHTHOUSE AVE, PACIFIC GROVE, CA 93950-2357
Document Number	0000033598
Instrument Date	Jun 17, 2020
Instrument	33598
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1095 LIGHTHOUSE AVE PACIFIC GROVE CA 939502357, PACIFIC GROVE, CA 93950-2357

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1095 LIGHTHOUSE AVE, PACIFIC GROVE, CA 93950-2357
Document Number	0000014026
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	Apr 23, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1095 LIGHTHOUSE AVE PACIFIC GROVE CA 939502357, PACIFIC GROVE, CA 93950-2357

Mortgage

Document Number	0000014026
Date	Apr 11, 2019
Instrument	14026

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 1095 Lighthouse Ave was $16,682 with a homeowner's exemption, up 5.1% from the year before.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Pacific Grove City
Unified School District	Pacific Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,556,425 (+2%) Land $905,601 Building $650,824
2025	$16,682.00 (+5.07%) Homeowner's exemption	$1,525,908 Land $887,845 Building $638,063
2024	$15,877.00 (-3.12%)
2023	$16,389.00 (+2.04%) Homeowner's exemption	$1,466,657 Land $853,370 Building $613,287
2022	$16,062.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1095 Lighthouse Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1095 Lighthouse Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, GeoLinks.

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