San Diego County property record for 1095 Lemon Ave, El Cajon, CA 92020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,730 sqft · built 1938 |
| Lot Size | 0.252 acres (10,962 sqft) |
| Owner | Company Name on File |
| Last Sale | $137,000 (Dec 1992) |
| Tax Bill | $4,072 (2025) |
| Deeds & Mortgages | Sep 2020 Transfer Sep 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 492-242-14-00 |
| Primary APN | 492-242-14-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,730 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Ranch |
| Exterior Material | Wood Shingle |
| Roof Material | Composition Shingle |
| Lot Area | 10,962 sqft (0.252 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1095 LEMON AVE |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92020-7337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | LOT 20 (EX ST)W 96 FT TR 002080 |
| Legal Subdivision | ARDELL ACRES |
| Legal Tract | 002080 |
| Legal Block | 3 |
| Legal Lot Number | 20 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 15902 |
Source: San Diego County records · APN 492-242-14-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1095 LEMON AVE, EL CAJON, CA 92020-7337 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Sep 21, 2020 | Quit Claim Deed, Transfer CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO |
| Sep 21, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Nov 21, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Mar 14, 2017 | Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 21, 1992 · Amount on Record |
| Deed Sale | Dec 21, 1992 · Amount on Record |
| Prior Sale | Mar 03, 1988 · Amount on Record |
| Deed Document Number | 1992817208 |
| Last Transfer Date | Sep 16, 2020 |
| Transfer Doc | 0000555058 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 21, 2020 |
| Property Address | 1095 LEMON AVE, EL CAJON, CA 92020-7337 |
| Document Number | 0000555058 |
| Instrument Date | Sep 16, 2020 |
| Instrument | 555058 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2020 |
| Title Company | CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1095 LEMON AVE EL CAJON CA 920207337, EL CAJON, CA 92020-7337 |
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 21, 2020 |
| Property Address | 1095 LEMON AVE, EL CAJON, CA 92020-7337 |
| Document Number | 0000555056 |
| Map Reference | MAP 2080 |
| Instrument Date | Sep 16, 2020 |
| Instrument | 2020-0555056 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | CORINTHIAN TITLE COMPANY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1095 LEMON AVE, EL CAJON, CA 92020-7337 |
| Document Number | 0000555057 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 2020-0555057 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1095 LEMON AVE, EL CAJON, CA 92020-7337 |
| Document Number | 0000314900 |
| Instrument Date | Jul 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 08, 2019 |
| Title Company | CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1095 LEMON AVE EL CAJON CA 920207337, EL CAJON, CA 92020-7337 |
| Investor | Possibly a Property Investor |
| Document Number | 0000314900 |
|---|---|
| Date | Jul 31, 2019 |
| Instrument | 314900 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 21, 2017 |
| Property Address | 1095 LEMON AVE, EL CAJON, CA 92020-7337 |
| Document Number | 0000543146 |
| Instrument Date | Nov 09, 2017 |
| Instrument | 543146 |
| Transaction Type | Transfer |
| Record Updated | Dec 01, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1095 LEMON AVE EL CAJON CA 920207337, EL CAJON, CA 92020-7337 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1095 LEMON AVE, EL CAJON, CA 92020-7337 |
| Document Number | 0000125155 |
| Instrument Date | Mar 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2017 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1095 LEMON AVE EL CAJON CA 920207337, EL CAJON, CA 92020-7337 |
| Document Number | 0000125155 |
|---|---|
| Date | Mar 20, 2017 |
| Instrument | 125155 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 19, 2047 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $302,692 (+2%) Land $110,327 Building $192,365 | |
| 2025 | $4,072.00 (+0.82%) Homeowner's exemption | $296,758 (+4.04%) Land $108,164 Building $188,594 |
| 2023 | $4,039.00 (+4.26%) Homeowner's exemption | $285,237 Land $103,965 Building $181,272 |
| 2022 | $3,874.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: California Internet, Verizon, Wyyerd Group.
Based on FCC filings for 547 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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