St. Johns County property record for 1095 Lauriston Dr, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,935 sqft · built 2017 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $680,000 (Feb 2023) |
| Tax Bill | $6,810 (2025) |
| Deeds & Mortgages | Feb 2022 Second Mortgage Feb 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009671-0950 |
| Primary APN | 009671-0950 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,935 sqft Living Area |
| Gross Area | 3,598 sqft |
| 1st Floor Area | 1,329 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 663 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 264 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 204 sqft |
| Patio Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1095 LAURISTON DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-7298 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 71/37-48 OAKRIDGE UNIT ONE LOT 95 OR5712/1018 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 02 |
| Legal Subdivision | OAKRIDGE - UNIT ONE |
| Legal Block | 1 |
| Legal Lot Number | 95 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 20808 |
1095 Lauriston Dr is owned and occupied by two individuals who bought it in February 2023.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1095 LAURISTON DR, SAINT JOHNS, FL 32259-7298 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 14, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Feb 22, 2023 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jul 27, 2020 | Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 1, 2017 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage HOME AMERICAN MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 22, 2023 · Amount on File |
| Deed Sale | Feb 22, 2023 · Amount on File |
| Prior Sale | Mar 1, 2017 · Amount on File |
| Deed Document Number | 202313638 |
| Deed Book / Page | 5712 / 1018 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1095 LAURISTON DR, SAINT JOHNS, FL 32259-7298 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1095 LAURISTON DR, SAINT JOHNS, FL 32259-7298 |
| Document Number | 0054920269 |
|---|---|
| Date | Feb 14, 2022 |
| Book Page | 5492/269 |
| Instrument | 2022015977 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 22, 2023 |
| Property Address | 1095 LAURISTON DR, SAINT JOHNS, FL 32259-7298 |
| Document Number | 0057121018 |
| Book / Page | 5712 / 1018 |
| Map Reference | MB 71 PG 37-48 |
| Instrument Date | Feb 17, 2023 |
| Instrument | 2023013638 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $4,760.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8537 WESTERN, THE COLONY, TX 75056-5161 |
| Name | Verified Name |
|---|---|
| Address | 1095 LAURISTON DR, SAINT JOHNS, FL 32259-7298 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1095 LAURISTON DR, SAINT JOHNS, FL 32259-7298 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0049991328 |
|---|---|
| Date | Jul 27, 2020 |
| Book Page | 4999/1328 |
| Instrument | 2020060731 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BRECKSVILLE, OH 44141 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 1, 2017 |
| Property Address | 1095 LAURISTON DR, SAINT JOHNS, FL 32259-7298 |
| Document Number | 0043371504 |
| Book / Page | 4337 / 1504 |
| Map Reference | MB71 PG37-48 |
| Instrument Date | Feb 27, 2017 |
| Instrument | 2017014514 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1560 WELLS RDA, 1560, ORANGE PARK, FL 32073 |
| Name | Verified Name |
|---|---|
| Address | 1095 LAURISTON DR, SAINT JOHNS, FL 32259-7298 |
| Document Number | 2017014515 |
|---|---|
| Date | Mar 1, 2017 |
| Instrument | 2017014515 |
| Name | HOME AMERICAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2047 |
The 2025 property tax bill for 1095 Lauriston Dr was $6,810 with a homeowner's exemption, up 7.3% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $527,051 (+1.44%) Land $120,000 Building $407,051 | $527,051 (+1.44%) Land $120,000 Building $407,051 | |
| 2025 | $6,810.00 (+7.29%) Homeowner's exemption | $519,573 (-1.1%) | $519,573 (-1.1%) Land $115,000 Building $404,573 |
| 2024 | $6,347.00 (+2,398.82%) Homeowner's exemption | $525,352 (+52.12%) | $525,352 (-2.31%) Land $115,000 Building $410,352 |
| 2023 | $254.00 (+7.63%) Disabled Person's exemption Veteran's exemption | $345,347 (+3%) | $537,801 (+14.29%) Land $125,000 Building $412,801 |
| 2022 | $236.00 Disabled Person's exemption Veteran's exemption | $335,288 | $470,566 Land $100,800 Building $369,766 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1095 Lauriston Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 138 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 138 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1095 Lauriston Dr is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures