1095 Laguna St, Perris, CA 92571 Property Records

Riverside County property record for 1095 Laguna St, Perris, CA 92571

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,959 sqft · built 2015
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$299,000 (Sep 2015)
Tax Bill$6,806 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Mar 2022 Mortgage
+ 3 more
Flood ZoneZone X (moderate risk)
APN320-550-013

Property Details

APN / Parcel Number

Primary APN320-550-013

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,959 sqft Living Area
Gross Area2,827 sqft
1st Floor Area1,959 sqft

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2016
Construction TypeWood
Roof MaterialTile
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area668 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address1095 LAGUNA ST
CityPERRIS
StateCA
Zip92571-7760
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal Description.17 ACRES M/L IN LOT 94 MB 420/082 TR 30850-4
Legal SubdivisionTRACT NO. 308504
Legal Tract30850-4
Legal Lot Number94
JurisdictionRIVERSIDE CA
Township / Civil DivisionPERRIS VALLEY
Census Block Group1
Census Block1008
Census Tract42626

Owner

Source: Riverside County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1095 LAGUNA ST, PERRIS, CA 92571-7760
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2025Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Mar 9, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
FLORIDA CAPITAL BANK NA
Feb 9, 2022Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Aug 3, 2018Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
May 11, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 16, 2015 · Amount on Record
Deed SaleSep 16, 2015 · Amount on Record
Deed Document Number2015412864
Last Transfer DateMar 3, 2022
Transfer Doc0000115922
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address1095 LAGUNA ST, PERRIS, CA 92571-7760
Transaction TypeMortgage
Record UpdatedOct 31, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1095 LAGUNA ST, PERRIS, CA 92571-7760

Mortgage

Document Number0000322161
DateOct 21, 2025
Instrument2025-0322161
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 20, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRIVERSIDE CA
Recording DateMar 9, 2022
Property Address1095 LAGUNA ST, PERRIS, CA 92571-7760
Document Number0000115922
Instrument DateMar 3, 2022
Instrument2022-0115922
Transaction TypeTransfer
Record UpdatedMar 23, 2022
Title CompanyELEVATED TITLE LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1095 LAGUNA ST, PERRIS, CA 92571-7760

Mortgage

Document Number0000115923
DateMar 9, 2022
Instrument2022-0115923
Lender
NameFLORIDA CAPITAL BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address1095 LAGUNA ST, PERRIS, CA 92571-7760
Transaction TypeMortgage
Record UpdatedFeb 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1095 LAGUNA ST, PERRIS, CA 92571-7760

Mortgage

Document Number0000066963
DateFeb 9, 2022
Instrument2022-0066963
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressDENVER, CO 80249
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term320 Months
DueOct 1, 2048

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address1095 LAGUNA ST, PERRIS, CA 92571-7760
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000312453
DateAug 3, 2018
Instrument2018-0312453
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2048

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address1095 LAGUNA ST, PERRIS, CA 92571-7760
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000199495
DateMay 11, 2020
Instrument2020-0199495
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term341 Months
DueOct 1, 2048

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of August 6, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityPerris City
Unified School DistrictVal Verde Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,806.00 (+8.03%) Homeowner's exemption$353,948 (+4.04%) Land $59,185 Building $294,763
2024$6,300.00 (+2.24%)
2023$6,162.00 (+2.77%) Homeowner's exemption$340,206 Land $56,888 Building $283,318
2022$5,996.00
2021$420,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 policies
Nearby Flood Policies43 in force
Nearby Flood Claims1 (2026)
Most Recent ClaimFeb 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 78% of California
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEASTERN MUNICIPAL WD
serves 659,923 people · EPA ID CA3310009
Water SourcePurchased surface water from several systems
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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