1095 Kiger Rd, Germanton, NC 27019 Property Records

Stokes County property record for 1095 Kiger Rd, Germanton, NC 27019 · Last verified August 2023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,801 sqft · built 1990
Lot Size	1.13 acres (49,223 sqft)
Owner	Individual Name on File
Last Sale	$117,000 (Jan 1993)
Tax Bill	$1,406 (2023)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`694101372956`

Property Details

APN / Parcel Number

Primary APN	`694101372956`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,801 sqft Heated Area
Basement Area	1,296 sqft
Unfinished Basement	1,296 sqft
Flooring	Vinyl/Resilient
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1996
Exterior Material	Wood Shingle
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	49,223 sqft (1.13 acres)
Garage Area	572 sqft
Porch	Open Porch
Deck Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	1095 KIGER RD
City	GERMANTON
State	NC
Zip	27019-8220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:7 CITY/MUNI/TWP:SAURATOWN TWP
Jurisdiction	STOKES NC
Township / Civil Division	SAURATOWN
Census Block Group	2
Census Block	2043
Census Tract	70701

Owner

Source: Stokes County records · APN 694101372956

Assessment roll updated January 1, 2023 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1095 KIGER RD, GERMANTON, NC 27019-8220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 29, 1993 · Amount on Record
Deed Sale	Jan 29, 1993 · Amount on Record
Deed Document Number	0000363717
Record Updated	Jun 07, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOKES NC
Property Address	1095 KIGER RD, GERMANTON, NC 27019-8220
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0714/0804
Date	Dec 19, 2019
Book Page	0714/0804
Instrument	05922

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2035

Interest

Rate Type	Adjustable Rate
Rate	3.35%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 01, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.35%
Index	1-Year LIBOR
Max Rate	9.35%

Tax Assessment & Valuation

Source: Stokes County records · Assessment roll updated January 1, 2023 · Last verified August 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Stokes County
Unified School District	Stokes County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,406.00	$190,100 (-) Land $23,100 Building $167,000	$190,100 (-) Land $23,100 Building $167,000
2022	$1,406.00	$190,100 Land $23,100 Building $167,000	$190,100 Land $23,100 Building $167,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stokes County (37169C), updated June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371690707012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Wilkes Telephone Membership	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Kiger Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures