1095 Hwy 281, Red Cloud, NE 68970 Property Records

Webster County property record for 1095 Hwy 281, Red Cloud, NE 68970

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,875 sqft · built 1996
Lot Size	106 acres (4,640,882 sqft)
Owner	2 Individual Names on Record
Last Sale	$277,004 (Mar 2020)
Tax Bill	$3,926 (2025)
Deeds & Mortgages	Mar 2020 Sale
Flood Zone	Zone A (high risk)
APN	`4371-14-1-00000-000-8490`

Property Details

APN / Parcel Number

Primary APN	`4371-14-1-00000-000-8490`
Alternative APN	`001907300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,875 sqft Living Area
1st Floor Area	1,875 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Brick/Stone
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Area	4,640,882 sqft (106 acres)
Garage Type	Attached
Garage Area	525 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Shed	1 Shed
Shed Area	168 sqft
Lean-To	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1095 HIGHWAY 281
City	RED CLOUD
State	NE
Zip	68970-7085
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	05-AGRICUL
Legal Description	W1/2NE1/4 & N 959.85' OF E1/2NE1/4 A.K.A. TRACT B 14-2-11
Legal Range	11
Legal Township	02
Legal Section	14
Legal Tract	B
Jurisdiction	WEBSTER NE
Township / Civil Division	2
Census Block Group	1
Census Block	1042
Census Tract	965100

Owner

Source: Webster County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1095 HIGHWAY 281, RED CLOUD, NE 68970-7085
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2020 · Amount on Record
Deed Sale	Mar 30, 2020 · Amount on Record
Deed Book / Page	2020 / 697
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBSTER NE
Recording Date	Mar 30, 2020
Property Address	1095 HIGHWAY 281, RED CLOUD, NE 68970-7085
Document Number	002020/697
Book / Page	2020 / 697
Map Reference	MB B PG 22
Instrument Date	Mar 30, 2020
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Tax	$625.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Webster County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Webster County
Unified School District	Red Cloud Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$559,780 (+18.61%) Land $252,315 Building $307,465	$622,859 (+31.98%) Land $315,394 Building $307,465
2025	$3,926.00 (-13.92%)	$471,945 (+22.16%) Land $249,225 Building $222,720	$471,945 (+22.16%) Land $249,225 Building $222,720
2023	$4,561.00	$386,320 Land $198,700 Building $187,620	$386,320 Land $198,700 Building $187,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20