1095 Grove Ter, Dubuque, IA 52001 Property Records

Dubuque County property record for 1095 Grove Ter, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,882 sqft · built 1901
Lot Size	0.216 acres (9,450 sqft)
Owner	Owner Name on File
Last Sale	$140,000 (Jun 2013)
Tax Bill	$3,750 (2024)
Deeds & Mortgages	Sep 2022 Line of Credit Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-24-388-001`

Property Details

APN / Parcel Number

Primary APN	`10-24-388-001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,882 sqft Living Area
1st Floor Area	1,281 sqft
Upper Floors Area	1,281 sqft
Attic Area	320 sqft
Basement Area	1,281 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1901
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Wood Frame
Lot Area	9,450 sqft (0.216 acres)
Lot Dimensions	126 ft deep x 75 ft wide
Porch	Open Porch
Porch Area	434 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	1095 GROVE TER
City	DUBUQUE
State	IA
Zip	52001-4642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 1 & N.25' OF LOT 2 GROVE TERRACE SUB.
Legal Subdivision	LINCOLN
Legal Lot Number	1,2
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	2
Census Block	2003
Census Tract	701

Owner

The current owner of 1095 Grove Ter bought it in June 2013.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	Owner Name on File
Mailing Address	25833 CENTENNIAL TRL, GOLDEN, CO 80401-9606

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU
Apr 19, 2021	Deed of Trust, Mortgage · Commercial Mortgage DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2013 · Amount on File
Deed Sale	Jun 5, 2013 · Amount on File
Deed Document Number	2013-00009339
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	1095 GROVE TER, DUBUQUE, IA 52001-4642
Transaction Type	Mortgage
Record Updated	Oct 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011805
Date	Sep 22, 2022
Instrument	2022-00011805

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52001

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 21, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	1095 GROVE TER, DUBUQUE, IA 52001-4642
Transaction Type	Mortgage
Record Updated	Apr 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006119
Date	Apr 19, 2021
Instrument	2021-00006119

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52001

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 17, 2036

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$250,200 Land $38,100 Building $212,100	$250,200 Land $38,100 Building $212,100
2024	$3,750.00
2023		$260,800 (+22.27%) Land $38,100 Building $222,700	$260,800 Land $38,100 Building $222,700
2022	$3,524.00 Homeowner's exemption	$213,290 Land $24,080 Building $189,210
2021			$213,290 Land $24,080 Building $189,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1095 Grove Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1095 Grove Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
CenturyLink DSL	140 / 20

May also be available: AT&T, Comelec Internet Services, Nextlink, Verizon.

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