1095 Grove Ave, Imperial Beach, CA 91932 Property Records

San Diego County property record for 1095 Grove Ave, Imperial Beach, CA 91932

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,832 sqft · built 1973
Lot Size	0.139 acres (6,068 sqft)
Owner	2 Individual Names on File
Last Sale	$961,500 (Jul 2025)
Tax Bill	$6,033 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`632-343-02-00`

Property Details

APN / Parcel Number

Primary APN	`632-343-02-00`
Alternative APN	`6323703000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,832 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	6,068 sqft (0.139 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	6323703000
Street Address	1095 GROVE AVE
City	IMPERIAL BEACH
State	CA
Zip	91932-3507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6000
Legal Description	LOT 6 TR 007584
Legal Subdivision	PRUITT SUB
Legal Tract	007584
Legal Block	2
Legal Lot Number	6
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2005
Census Tract	10300

Owner

1095 Grove Ave is owned and occupied by two individuals who bought it in July 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1095 GROVE AVE, IMPERIAL BEACH, CA 91932-3507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGE FUNDING CORPORATION
Jun 5, 2017	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage REDSTONE FUNDING LLC
Oct 3, 2019	Deed of Trust, Mortgage · VA Mortgage WORLD WIDE CREDIT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2025 · Amount on File
Deed Sale	Jul 21, 2025 · Amount on File
Prior Sale	Apr 4, 2013 · Amount on File
Deed Document Number	2025196698
Prior Transfer Date	Jun 18, 2002
Prior Transfer Doc	0000544758
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 6, 2026
Property Address	1095 GROVE AVE, IMPERIAL BEACH, CA 91932-3507
Document Number	0000094418
Instrument Date	Mar 30, 2026
Instrument	202694418
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1095 GROVE AVE, IMPERIAL BEACH, CA 91932-3507

Mortgage

Document Number	0000094418,
Date	Apr 6, 2026
Instrument	202694418

Lender

Name	MORTGAGE FUNDING CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1095 GROVE AVE, IMPERIAL BEACH, CA 91932-3507
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000250641
Date	Jun 5, 2017
Instrument	2017-0250641

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1095 GROVE AVE, IMPERIAL BEACH, CA 91932-3507
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1095 GROVE AVE, IMPERIAL BEACH, CA 91932-3507

Mortgage

Document Number	0000786350
Date	Dec 8, 2020
Instrument	2020-0786350

Lender

Name	REDSTONE FUNDING LLC
Type	Non-Lending Institution
Address	ALISO VIEJO, CA 92656

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1095 GROVE AVE, IMPERIAL BEACH, CA 91932-3507
Document Number	0000449841
Instrument Date	Oct 3, 2019
Transaction Type	Mortgage
Record Updated	Oct 17, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1095 GROVE AVE IMPERIAL BEACH CA 919323507, IMPERIAL BEACH, CA 91932-3507

Mortgage

Document Number	0000449841
Date	Oct 9, 2019
Instrument	449841

Lender

Name	WORLD WIDE CREDIT
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92123

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1095 Grove Ave was $6,033, up 6.6% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Imperial Beach City
Elementary School District	South Bay Union School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$961,500 (+123.16%) Land $360,515 Building $600,985
2025	$6,033.00 (+6.61%) Homeowner's exemption	$430,865 Land $161,553 Building $269,312
2024	$5,659.00 (+0.96%)
2023	$5,605.00 (+0.2%) Homeowner's exemption	$414,136 Land $155,281 Building $258,855
2022	$5,594.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1095 Grove Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1095 Grove Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-AM WATER CORONADO private · serves 106,000 people · EPA ID CA3710001
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, Wyyerd Connect.

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