1095 Greenway Rd, Oceanside, CA 92057 Property Records

San Diego County property record for 1095 Greenway Rd, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,300 sqft · built 2004
Lot Size0.13 acres (5,669 sqft)
Owner2 Individual Names on File
Last Sale$999,000 (Jul 2023)
Tax Bill$12,673 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Dec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN122-531-07-00

Property Details

APN / Parcel Number

Primary APN122-531-07-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area3,300 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area5,669 sqft (0.13 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address1095 GREENWAY RD
CityOCEANSIDE
StateCA
Zip92057-1916
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-MP-1
Legal DescriptionLOT 15 TR 014750
Legal SubdivisionMORRO HILLS VILLAGE
Legal Tract014750
Legal Block4
Legal Lot Number15
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group4
Census Block4003
Census Tract18619

Owner

1095 Greenway Rd is owned and occupied by two individuals who bought it in July 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address1095 GREENWAY RD, OCEANSIDE, CA 92057-1916
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2023Grant Deed, Transfer · Conventional Mortgage
PREFERRED BANK
Dec 1, 2017Deed of Trust, Mortgage · Conventional Mortgage
JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 28, 2023 · Amount on File
Deed SaleJul 28, 2023 · Amount on File
Prior SaleDec 16, 2004 · Amount on File
Deed Document Number2023202695
Record UpdatedOct 29, 2026

July 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 28, 2023
Property Address1095 GREENWAY RD, OCEANSIDE, CA 92057-1916
Document Number0000202695
Map ReferenceDOC 2004-0189982
Instrument DateJul 10, 2023
Instrument2023-0202695
Transaction TypeTransfer
Record UpdatedAug 9, 2023
Title CompanyTICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1095 GREENWAY RD, OCEANSIDE, CA 92057-1916

Mortgage

Document Number0000202696
DateJul 28, 2023
Instrument2023-0202696
Lender
NamePREFERRED BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.75%
Type Change DateAug 1, 2026
Change Frequency6 Months
Min Rate At Change4.75%
Max Rate At Change8.75%
Margin3
Max Rate11.7%

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1095 GREENWAY RD, OCEANSIDE, CA 92057-1916
Document Number0000575977
Instrument DateDec 1, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5984 EMORY BLVD FORT BELVOIR VA 220603235, FORT BELVOIR, VA 22060-3235

Mortgage

Document Number0000575977
DateDec 12, 2017
Instrument575977
Lender
NameJG WENTWORTH HM LNDG
AddressWOODBRIDGE, VA 22192
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 11, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1095 Greenway Rd was $12,673 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,039,359 (+2%) Land $624,240 Building $415,119
2025$12,673.00 Homeowner's exemption$1,018,980 Land $612,000 Building $406,980
2023$8,961.00 (+1.31%)$629,495 Land $234,456 Building $395,039
2022$8,845.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1095 Greenway Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1095 Greenway Rd is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 73% of California
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber
2,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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