Miami County property record for 1095 Ginghamsburg Rd, Tipp City, OH 45371
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,566 sqft · built 1968 |
| Lot Size | 0.976 acres (42,515 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $170,000 (Feb 2018) |
| Tax Bill | $3,534 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | G12-051910 |
| Primary APN | G12-051910 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,566 sqft Living Area |
| 1st Floor Area | 3,132 sqft |
| Basement Area | 1,566 sqft |
| Unfinished Basement | 1,566 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 42,515 sqft (0.976 acres) |
| Garage Area | 513 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 220 sqft |
| Deck Area | 444 sqft |
| Patio Area | 444 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1095 GINGHAMSBURG RD |
|---|---|
| City | TIPP CITY |
| State | OH |
| Zip | 45371 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6-4-32 SE COR NE |
| Legal Range | 06 |
| Legal Township | 04 |
| Legal Section | 32 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 350101 |
Source: Miami County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1095 GINGHAMSBURG RD, TIPP CITY, OH 45371 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2023 | Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK |
| Jul 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Feb 6, 2018 | Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 6, 2018 · Amount on Record |
| Deed Sale | Feb 6, 2018 · Amount on Record |
| Deed Document Number | 20182018OR-01490 |
| Prior Transfer Date | Oct 12, 2012 |
| Prior Transfer Doc | 0000014663 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1095 GINGHAMSBURG RD, TIPP CITY, OH 45371 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1095 GIGHAMSBURG FREDERICK ROAD, TIPP CITY, OH 45371-9647 |
| Document Number | 0000010116 |
|---|---|
| Date | Sep 14, 2023 |
| Instrument | 2023OR-10116 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 118 Months |
| Due | Jul 26, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1095 GINGHAMSBURG RD, TIPP CITY, OH 45371 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000008786 |
|---|---|
| Date | Jul 1, 2020 |
| Instrument | 2020OR-08786 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Feb 6, 2018 |
| Property Address | 1095 GINGHAMSBURG RD, TIPP CITY, OH 45371 |
| Document Number | 0000001490 |
| Instrument Date | Jan 29, 2018 |
| Instrument | 2018OR-01490 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1095 GINGHAMSBURG FREDERICK RD, TIPP CITY, OH 45371-9647 |
| Document Number | 0000001491 |
|---|---|
| Date | Feb 6, 2018 |
| Instrument | 2018OR-01491 |
| Name | US BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Monroe Township |
| Unified School District | Tipp City Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,534.00 (-7.27%) Homeowner's exemption | $81,730 (+12.96%) Land $20,200 Building $61,530 | $233,500 (+12.97%) Land $57,700 Building $175,800 |
| 2024 | $3,811.00 (+13.8%) Homeowner's exemption | $72,350 (-) Land $18,800 Building $53,550 | |
| 2023 | $3,349.00 (-4.12%) Homeowner's exemption | $72,350 (-) Land $18,800 Building $53,550 | $206,700 (-) Land $53,700 Building $153,000 |
| 2022 | $3,493.00 Homeowner's exemption | $72,350 Land $18,800 Building $53,550 | $206,700 Land $53,700 Building $153,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2014–2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Nov 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures