1095 Geranium Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 1095 Geranium Ave E, Saint Paul, MN 55106 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,310 sqft · built 1924
Lot Size	0.112 acres (4,880 sqft)
Owner	Individual Name on File
Last Sale	$164,848 (Jul 2015)
Tax Bill	$4,098 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-29-22-12-0164`

Property Details

APN / Parcel Number

Primary APN	`28-29-22-12-0164`
Alternative APNs	`8290427` `328584`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,310 sqft Living Area
1st Floor Area	936 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1960
Architectural Style	Bungalow
Exterior Material	Stucco
Lot Area	4,880 sqft (0.112 acres)
Lot Dimensions	122 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	328584
Street Address	1095 GERANIUM AVE E
City	SAINT PAUL
State	MN
Zip	55106-2709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLOVERDALE, ST. PAUL, MINN. LOT 24 BLK 3
Legal Range	22
Legal Township	29
Legal Section	28
Legal Subdivision	CLOVERDALE, ST. PAUL, MINN.
Legal Block	3
Legal Lot Number	24
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3006
Census Tract	31100

Owner

Source: Ramsey County records · APN 28-29-22-12-0164

Assessment roll updated July 28, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1095 GERANIUM AVE E, SAINT PAUL, MN 55106-2709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Nov 03, 2021	Deed of Trust, Mortgage · Conventional Mortgage IDEAL CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 28, 2015 · Amount on Record
Deed Sale	Jul 28, 2015 · Amount on Record
Prior Sale	Jul 15, 2015 · Amount on Record
Deed Document Number	20152535834
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1095 GERANIUM AVE E, SAINT PAUL, MN 55106-2709
Transaction Type	Mortgage
Record Updated	Nov 23, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02764773
Date	Nov 17, 2023
Instrument	T02764773

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 08, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1095 GERANIUM AVE E, SAINT PAUL, MN 55106-2709
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02716605
Date	Nov 03, 2021
Instrument	T02716605

Lender

Name	IDEAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55109

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Ramsey County records · Assessment roll updated July 28, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,098.00 (-0.87%) Homeowner's exemption	$254,200 (+6.99%) Land $25,000 Building $229,200	$254,200 (+6.99%) Land $25,000 Building $229,200
2023	$4,134.00 Homeowner's exemption	$237,600 Land $20,000 Building $217,600	$237,600 Land $20,000 Building $217,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ramsey County (27123C), updated April 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 894 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	8,000 / 8,000
Xfinity	Cable	2,000 / 250
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, Verizon, LTD Broadband, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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