Rockingham County property record for 1095 Frederick Rd, Rockingham, VA 22801
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5.5 ba · 3,975 sqft · built 2019 |
| Lot Size | 0.468 acres (20,386 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Dec 2017) |
| Tax Bill | $6,570 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage Jun 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 126H1-(7)-L176 |
| Primary APN | 126H1-(7)-L176 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,975 sqft Living Area |
| Gross Area | 15,725 sqft |
| Basement Area | 1,574 sqft |
| Finished Basement | 1,574 sqft |
| Unfinished Basement | 86 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,386 sqft (0.468 acres) |
| Garage Type | Attached |
| Garage Area | 676 sqft |
| Driveway | Paver Driveway |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 640 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | R50726 |
|---|---|
| Street Address | 1095 FREDERICK RD |
| City | ROCKINGHAM |
| State | VA |
| Zip | 22801-1316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | CROSSROADS FARM ESTATE S19 L176 |
| Legal Subdivision | CROSSROADS FARM ESTATE |
| Jurisdiction | ROCKINGHAM VA |
| Township / Civil Division | CENTRAL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11802 |
Source: Rockingham County assessment roll, as of June 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1095 FREDERICK RD, ROCKINGHAM, VA 22801-1316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Jun 19, 2019 | Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK |
| Jun 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage VBS MORTGAGE LLC |
| Dec 29, 2017 | Deed, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 29, 2017 · Amount on Record |
| Deed Sale | Dec 29, 2017 · Amount on Record |
| Deed Document Number | 201735941 |
| Deed Book / Page | 4957 / 616 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Property Address | 1095 FREDERICK RD, ROCKINGHAM, VA 22801-1316 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2022 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 005535/532 |
|---|---|
| Date | Feb 1, 2022 |
| Book Page | 5535/532 |
| Instrument | 2022-02706 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Property Address | 1095 FREDERICK RD, ROCKINGHAM, VA 22801-1316 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5127/161 |
|---|---|
| Date | Jun 19, 2019 |
| Book Page | 5127/161 |
| Instrument | 2019-14258 |
| Name | FARMERS & MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | HARRISONBURG, VA 22801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 14, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Property Address | 1095 FREDERICK RD, ROCKINGHAM, VA 22801-1316 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | VALLEY SOUTHERN TITLE |
| Name | Verified Name |
|---|
| Document Number | 5127/149 |
|---|---|
| Date | Jun 19, 2019 |
| Book Page | 5127/149 |
| Instrument | 2019-14257 |
| Name | VBS MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HARRISONBURG, VA 22801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Recording Date | Dec 29, 2017 |
| Property Address | 1095 FREDERICK RD, ROCKINGHAM, VA 22801-1316 |
| Document Number | 4957/616 |
| Book / Page | 4957 / 616 |
| Map Reference | MB 4917 PG 125 |
| Instrument Date | Dec 29, 2017 |
| Instrument | 2017-00035941 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3411 IZAAK WALTON DR, ROCKINGHAM, VA 22801-8590 |
Source: Rockingham County assessment roll, as of June 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Rockingham County |
| Unified School District | Rockingham County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,570.00 | $995,500 Land $115,000 Building $880,500 | $995,500 Land $115,000 Building $880,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE SPRINGS REGIONAL - RCPW serves 14,834 people · EPA ID VA2165705 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Shenandoah Telecommunications Company Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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