1095 Earlene Ln, Chipley, FL 32428 Property Records

Washington County property record for 1095 Earlene Ln, Chipley, FL 32428 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,736 sqft · built 1974
Lot Size	9.85 acres (429,066 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Mar 2019)
Tax Bill	$1,466 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage Mar 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000023110002`

Property Details

APN / Parcel Number

Primary APN	`000023110002`
Alternative APN	`23110002`

Interior

Full Baths	2 Baths
Building Area	2,736 sqft Heated Area
Gross Area	3,056 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	429,066 sqft (9.85 acres)
Garage Type	Finished
Garage Area	456 sqft
Porch	Open Porch
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000023110002
Street Address	1095 EARLENE LN
City	CHIPLEY
State	FL
Zip	32428-4364
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15 4 13 9.85 ORB 1140 P 773 NW4 OF SW4 OF NE4 AS DESC IN ORB 1140 P 773
Legal Range	13W
Legal Township	04N
Legal Section	15
Legal Block	2311
Legal Lot Number	0002
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	1
Census Block	1037
Census Tract	970104

Owner

Source: Washington County records · APN 000023110002

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1095 EARLENE LN, CHIPLEY, FL 32428-4364
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2019	Warranty Deed, Transfer · Conventional Mortgage INNOVATIONS FCU
Mar 13, 2019	Correction Deed, Transfer PANHANDLE LAND TITLE LLC
Mar 06, 2019	Quit Claim Deed, Transfer PANHANDLE LAND TITLE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 27, 2019 · Amount on Record
Deed Sale	Mar 27, 2019 · Amount on Record
Prior Sale	Mar 06, 2019
Deed Document Number	0001139267
Deed Book / Page	1139 / 267
Prior Transfer Date	Mar 25, 2019
Prior Transfer Doc	0067002266
Record Updated	Jun 08, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Mar 25, 2019
Property Address	1095 EARLENE LN, CHIPLEY, FL 32428-4364
Document Number	0067002266
Book / Page	1140 / 0773
Instrument Date	Mar 22, 2019
Instrument	201967002266
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	PANHANDLE LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1095 EARLENE LN, 1095, CHIPLEY, FL 32428-4364

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1095 EARLENE LN, CHIPLEY, FL 32428-4364

Mortgage

Document Number	0067002267
Date	Mar 25, 2019
Instrument	201967002267

Lender

Name	INNOVATIONS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2049

March 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	WASHINGTON FL
Recording Date	Mar 13, 2019
Property Address	1095 EARLENE LN, CHIPLEY, FL 32428-4364
Document Number	0067001964
Book / Page	001139 / 000887
Instrument Date	Mar 12, 2019
Instrument	67001964
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	PANHANDLE LAND TITLE LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1095 EARLENE LN CHIPLEY FL 324284364, CHIPLEY, FL 32428-4364

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON FL
Recording Date	Mar 06, 2019
Property Address	1095 EARLENE LN, CHIPLEY, FL 32428-4364
Document Number	0067001689
Book / Page	001139 / 000267
Instrument Date	Mar 06, 2019
Instrument	67001689
Transaction Type	Transfer
Record Updated	Mar 15, 2019
Title Company	PANHANDLE LAND TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1095 EARLENE LN CHIPLEY FL 324284364, CHIPLEY, FL 32428-4364

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,466.00 (+7.01%) Homeowner's exemption	$146,678 (+2.86%)	$304,524 (+10.79%)
2024	$1,370.00 (+2.54%) Homeowner's exemption	$142,597 (+2.96%)	$274,869 (+7.39%)
2023	$1,336.00 (+28.71%) Homeowner's exemption	$138,498 (+19.42%)	$255,956 (+32.78%)
2022	$1,038.00 Homeowner's exemption	$115,971	$192,768

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (12133C), updated July 4, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121339701041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 26% of Florida
Wildfire Likelihood	About 1 in 769 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
Wildstar Networks	Fixed Wireless	200 / 50
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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