1095 E Oakland Ct, Gilbert, AZ 85295 Property Records

Maricopa County property record for 1095 E Oakland Ct, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,690 sqft · built 2003
Lot Size	0.227 acres (9,894 sqft)
Owner	2 Individual Names on Record
Last Sale	$524,900 (Aug 2018)
Tax Bill	$3,246 (2025)
Deeds & Mortgages	Sep 2018 Line of Credit Oct 2019 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`309-20-030`

Property Details

APN / Parcel Number

Primary APN	`309-20-030`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,690 sqft Living Area
1st Floor Area	2,011 sqft
2nd Floor Area	1,679 sqft

Exterior

Year Built	Built 2003
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	9,894 sqft (0.227 acres)
Parking Spaces	3 Parking Spaces
Pool Area	361 sqft
Patio Area	319 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1095 E OAKLAND CT
City	GILBERT
State	AZ
Zip	85295-5443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	ASHLAND RANCH MCR 475-21
Legal Range	06E
Legal Township	01S
Legal Section	29
Legal Quarter	SW
Quarter-Quarter Section	NE
Legal Subdivision	ASHLAND RANCH
Legal Lot Number	30
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1008
Census Tract	815000

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1095 E OAKLAND CT, GILBERT, AZ 85295-5443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2018	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Oct 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE LLC
Aug 2, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 2, 2018	Warranty Deed, Transfer · Conventional Mortgage CITYWIDE HM LNS CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2018 · Amount on Record
Deed Sale	Aug 2, 2018 · Amount on Record
Prior Sale	Jul 26, 2012 · Amount on Record
Deed Document Number	20180587479
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1095 E OAKLAND CT, GILBERT, AZ 85295-5443
Transaction Type	Mortgage
Record Updated	Nov 8, 2022
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000689270
Date	Sep 13, 2018
Instrument	20180689270

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1095 E OAKLAND CT, GILBERT, AZ 85295-5443
Transaction Type	Mortgage
Record Updated	Nov 8, 2022
Title Company	OLD REPUBLIC TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000824437
Date	Oct 16, 2019
Instrument	20190824437

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1095 E OAKLAND CT, GILBERT, AZ 85295-5443
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000373007
Date	Apr 30, 2020
Instrument	20200373007

Lender

Name	MUTUAL OF OMAHA MORTGAGE LLC
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1095 E OAKLAND CT, GILBERT, AZ 85295-5443
Transaction Type	Mortgage
Record Updated	Nov 8, 2022
Title Company	RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1095 E OAKLAND CT, GILBERT, AZ 85295-5443

Mortgage

Document Number	0000831488
Date	Aug 2, 2021
Instrument	20210831488

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	118 Months
Due	Jun 18, 2031

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 2, 2018
Property Address	1095 E OAKLAND CT, GILBERT, AZ 85295-5443
Document Number	0000587479
Instrument Date	Jun 15, 2018
Instrument	587479
Transaction Type	Transfer
Record Updated	Sep 3, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$524.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1095 E OAKLAND CT GILBERT AZ 852955443, GILBERT, AZ 85295-5443

Mortgage

Document Number	587480
Date	Aug 2, 2018
Instrument	587480

Lender

Name	CITYWIDE HM LNS CORP
Address	SANDY, UT 84070

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,860 (-0.44%)	$678,600 (-0.44%) Land $135,700 Building $542,900
2025	$3,246.00 (+4.11%)
2024		$68,160	$681,600 Land $136,300 Building $545,300
2023	$3,118.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Tristate Wi-Fi by Wi-Fiber.

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