1095 E 15th St, Lafayette, OR 97127 Property Records

Yamhill County property record for 1095 E 15th St, Lafayette, OR 97127

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,500 sqft · built 2016
Lot Size	0.142 acres (6,181 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Aug 2019)
Tax Bill	$3,325 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R4306DB 01700`

Property Details

APN / Parcel Number

Primary APN	`R4306DB 01700`
Alternative APN	`560488`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,500 sqft Living Area
1st Floor Area	600 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	6,181 sqft (0.142 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1095 E 15TH ST
City	LAFAYETTE
State	OR
Zip	97127-9256
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 2 IN FRONTIER MEADOWS
Legal Range	03W
Legal Township	04S
Legal Section	06
Legal Subdivision	FRONTIER MEADOWS
Legal Lot Number	2
Jurisdiction	YAMHILL OR
Township / Civil Division	NEWBERG
Census Block Group	3
Census Block	3004
Census Tract	30304

Owner

Source: Yamhill County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1095 E 15TH ST, LAFAYETTE, OR 97127-9256
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2023	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU
Aug 1, 2019	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2019 · Amount on Record
Deed Sale	Aug 1, 2019 · Amount on Record
Prior Sale	Jun 6, 2017
Deed Document Number	201910436
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAMHILL OR
Property Address	1095 E 15TH ST, LAFAYETTE, OR 97127-9256
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1095 E 15TH ST, LAFAYETTE, OR 97127-9256

Mortgage

Document Number	0000011082
Date	Dec 8, 2023
Instrument	202311082

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 27, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAMHILL OR
Recording Date	Aug 1, 2019
Property Address	1095 E 15TH ST, LAFAYETTE, OR 97127-9256
Document Number	0000010436
Instrument Date	Jul 18, 2019
Instrument	201910436
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1095 E 15TH ST, LAFAYETTE, OR 97127-9256

Mortgage

Document Number	0000010437
Date	Aug 1, 2019
Instrument	201910437

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Yamhill County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Yamhill County
Municipality	Lafayette City
Unified School District	Dayton School District 8 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,325.00 (+2.69%)	$226,956 (+3%)	$436,104 (-3.58%) Land $179,913 Building $256,191
2024	$3,238.00 (+2.73%)	$220,346 (+3%)	$452,299 (-3.51%) Land $174,789 Building $277,510
2023	$3,152.00 (+2.01%)	$213,928 (+3%)	$468,731 (+6.23%) Land $172,193 Building $296,538
2022	$3,090.00	$207,697	$441,222 Land $166,153 Building $275,069

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAFAYETTE serves 4,423 people · EPA ID OR4100452
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hunter Communications.

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