1095 Discovery Way, Concord, CA 94521 Property Records

Contra Costa County property record for 1095 Discovery Way, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,187 sqft · built 1988
Lot Size	0.145 acres (6,300 sqft)
Owner	2 Individual Names on File
Last Sale	$885,000 (Feb 2020)
Tax Bill	$11,875 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`121-290-022-7`

Property Details

APN / Parcel Number

Primary APN	`121-290-022-7`
Alternative APN	`121-290-022`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,187 sqft Living Area
1st Floor Area	1,367 sqft
2nd Floor Area	820 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Architectural Style	Cluster
Lot Area	6,300 sqft (0.145 acres)
Garage Type	Attached
Garage Area	461 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1095 DISCOVERY WAY
City	CONCORD
State	CA
Zip	94521-5024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	T6503 L172
Legal Subdivision	SUBDIVISION 6503
Legal Tract	6503
Legal Lot Number	172
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3006
Census Tract	355309

Owner

1095 Discovery Way is owned and occupied by two individuals who bought it in February 2020.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1095 DISCOVERY WAY, CONCORD, CA 94521-5024
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Feb 25, 2020	Grant Deed, Transfer · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Dec 28, 2018	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2020 · Amount on File
Deed Sale	Feb 25, 2020 · Amount on File
Prior Sale	Dec 28, 2018 · Amount on File
Deed Document Number	202034458
Prior Transfer Date	Jan 11, 2007
Prior Transfer Doc	0000011776
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1095 DISCOVERY WAY, CONCORD, CA 94521-5024
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CORNERSTONE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1095 DISCOVERY WAY, CONCORD, CA 94521-5024

Mortgage

Document Number	0000254511
Date	Oct 28, 2020
Instrument	2020-254511

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 25, 2020
Property Address	1095 DISCOVERY WAY, CONCORD, CA 94521-5024
Document Number	0000034458
Map Reference	MB 294 PG 28
Instrument Date	Jan 30, 2020
Instrument	2020-034458
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1095 DISCOVERY WAY, CONCORD, CA 94521-5024

Mortgage

Document Number	0000034459
Date	Feb 25, 2020
Instrument	2020-034459

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 28, 2018
Property Address	1095 DISCOVERY WAY, CONCORD, CA 94521-5024
Document Number	0000207436
Map Reference	MB 294 PG 28
Instrument Date	Dec 24, 2018
Instrument	2018-207436
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1095 DISCOVERY WAY, CONCORD, CA 94521-5024

Mortgage

Document Number	0000207437
Date	Dec 28, 2018
Instrument	2018-207437

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1095 Discovery Way was $11,875.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$987,230 (+2%) Land $490,826 Building $496,404
2025	$11,875.00	$967,873 Land $481,202 Building $486,671
2023	$11,390.00 (+1.17%)	$930,291 Land $462,517 Building $467,774
2022	$11,258.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1095 Discovery Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1095 Discovery Way is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Unwired.

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