St. Johns County property record for 1095 Cypress Rd, Saint Augustine, FL 32086 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1986 |
| Square Footage | 1,005 sqft Living Area |
| Lot Size | 22,651 sqft (0.52 acres) |
| Garage | Attached, 300 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $858.00 (2025) |
| Primary APN | 099120-0010 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Building Area | 1,005 sqft Living Area |
| Gross Area | 1,305 sqft Gross Area |
| 1st Floor | 1,005 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Wood Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 22,651 sqft (0.52 acres) |
| Depth X Width | 138 ft x 165 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 300 sqft Garage |
| Deck Area | 154 sqft Deck |
| Porch Area | 75 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 1095 CYPRESS RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-5376 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 10-27 ST AUGUSTINE HEIGHTS UNIT 1 W165FT OF N137.5FT OF TRACT 18 OR443/721 &1209/1531 &1885/1745(Q/C) |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 35 |
| Legal Subdivision | ST. AUGUSTINE HEIGHTS SUBDIVISION UNITS |
| Legal Tract | 18 |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 4 |
| Census Block | 4025 |
| Census Tract | 21301 |
Source: St. Johns County records · APN 099120-0010
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1095 CYPRESS RD, SAINT AUGUSTINE, FL 32086-5376 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 22, 2020 | Deed of Trust, Mortgage COUNTY ST JOHNS |
| May 05, 2017 | Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage SELENE FIN |
| Apr 27, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Dec 14, 2002 |
| Transfer Doc | 0000005177 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1095 CYPRESS RD, SAINT AUGUSTINE, FL 32086-5376 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1095 CYPRESS RD, SAINT AUGUSTINE, FL 32086-5376 |
| Document Number | 0050771977 |
|---|---|
| Date | Oct 22, 2020 |
| Book Page | 5077/1977 |
| Instrument | 2020093968 |
| Name | COUNTY ST JOHNS |
|---|---|
| Type | Government Agency |
| Address | SAINT AUGUSTINE, FL 32084 |
| Amount | Amount Recorded |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1095 CYPRESS RD, SAINT AUGUSTINE, FL 32086-5376 |
| Document Number | 0043760005 |
| Instrument Date | May 05, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2017 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1095 CYPRESS RD ST AUGUSTINE FL 320865376, ST AUGUSTINE, FL 32086-5376 |
| Document Number | 0043760005 |
|---|---|
| Date | May 18, 2017 |
| Book Page | 004376/000005 |
| Instrument | 34641 |
| Name | SELENE FIN |
|---|---|
| Type | Funding / Finance Company |
| Address | HOUSTON, TX 77042 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 17, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1095 CYPRESS RD, SAINT AUGUSTINE, FL 32086-5376 |
| Document Number | 0043760015 |
| Instrument Date | Apr 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1095 CYPRESS RD ST AUGUSTINE FL 320865376, ST AUGUSTINE, FL 32086-5376 |
| Document Number | 0043760015 |
|---|---|
| Date | May 18, 2017 |
| Book Page | 004376/000015 |
| Instrument | 34642 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 17, 2047 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $79,672 (+2.7%) | $130,612 (+12.44%) Land $41,600 Building $89,012 | |
| 2025 | $858.00 (+21.7%) Homeowner's exemption | $77,577 (+5.99%) | $116,161 (-14.51%) Land $41,600 Building $74,561 |
| 2024 | $705.00 (+1%) | ||
| 2023 | $698.00 (+3.87%) Homeowner's exemption | $73,195 (+3%) | $135,881 (-2.16%) Land $57,200 Building $78,681 |
| 2022 | $672.00 Homeowner's exemption | $71,063 | $138,882 Land $49,504 Building $89,378 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 44% of the US · above 14% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,493 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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