Tipton County property record for 1095 Culbreath Rd, Covington, TN 38019
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,403 sqft · built 2005 |
| Lot Size | 5.06 acres (220,414 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $665,000 (Jul 2026) |
| Tax Bill | $2,029 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Feb 2026 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 084070 00134 |
| Primary APN | 084070 00134 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,403 sqft Living Area |
| 1st Floor Area | 2,628 sqft |
| Upper Floors Area | 1,292 sqft |
| Attic | Attic |
| Attic Area | 516 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 220,414 sqft (5.06 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 1,188 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 248 sqft |
| Shed | 1 Shed |
| Shed Area | 300 sqft |
| Pole Barn | 900 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1095 CULBREATH RD |
|---|---|
| City | COVINGTON |
| State | TN |
| Zip | 38019-7415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 01, COUNTY AREA: C13 |
| Legal Subdivision | HOWARD FARMS(UNRECORDED) |
| Legal Tract | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | TIPTON TN |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 40900 |
1095 Culbreath Rd is owned and occupied by two individuals who bought it in July 2026.
Source: Tipton County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1095 CULBREATH RD, COVINGTON, TN 38019-7415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage ORION FEDERAL CREDIT UNION |
| Feb 4, 2026 | Intrafamily Transfer, Transfer |
| Dec 1, 2023 | Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2026 · Amount on File |
| Deed Sale | Jul 14, 2026 · Amount on File |
| Prior Sale | Dec 1, 2023 · Amount on File |
| Deed Document Number | 2026294109 |
| Deed Book / Page | 2132 / 776 |
| Prior Transfer Date | Jan 20, 2026 |
| Prior Transfer Doc | 0002111545 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIPTON TN |
| Recording Date | Jul 14, 2026 |
| Property Address | 1095 CULBREATH RD, COVINGTON, TN 38019-7415 |
| Document Number | 0000294109 |
| Book / Page | 2132 / 776 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026294109 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2026 |
| Title Company | REALTY TITLE INC, REALTY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $248,510.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1095 CULBREATH RD, COVINGTON, TN 38019-7415 |
| Document Number | 0000294110, |
|---|---|
| Date | Jul 14, 2026 |
| Instrument | 2026294110 |
| Name | ORION FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | TIPTON TN |
| Recording Date | Feb 4, 2026 |
| Property Address | 1095 CULBREATH RD, COVINGTON, TN 38019-7415 |
| Document Number | 0002111545 |
| Book / Page | 2111 / 545 |
| Instrument Date | Jan 20, 2026 |
| Instrument | 289659 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1095 CULBREATH RD, COVINGTON, TN 38019-7415 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIPTON TN |
| Recording Date | Dec 1, 2023 |
| Property Address | 1095 CULBREATH RD, COVINGTON, TN 38019-7415 |
| Document Number | 0002022258 |
| Book / Page | 2022 / 258 |
| Map Reference | MB 809 PG 301 |
| Instrument Date | Nov 28, 2023 |
| Instrument | 270935 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2023 |
| Title Company | HOME SURETY TITLE AND ESCROW LLC, HOME SURETY T&E LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,220.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1095 CULBREATH RD, COVINGTON, TN 38019-7415 |
| Document Number | 0000270936 |
|---|---|
| Date | Dec 1, 2023 |
| Instrument | 270936 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2053 |
The 2025 property tax bill for 1095 Culbreath Rd was $2,029.
Source: Tipton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Tipton County |
| Unified School District | Tipton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,029.00 | $133,325 Land $21,200 Building $112,125 | |
| 2023 | $133,325 (+41.16%) Land $21,200 Building $112,125 | ||
| 2022 | $1,927.00 | $94,450 Land $15,600 Building $78,850 | $377,800 Land $62,400 Building $315,400 |
| 2020 | $533,300 Land $84,800 Building $448,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1095 Culbreath Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1095 Culbreath Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.5% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Aeneas Communications Fiber | 1,000 / 1,000 |
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