1095 Caragh St, Roseville, CA 95747 Property Records

Placer County property record for 1095 Caragh St, Roseville, CA 95747

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,523 sqft · built 1994
Lot Size0.188 acres (8,189 sqft)
Owner2 Individual Names on Record
Last Sale$745,000 (May 2025)
Tax Bill$7,140 (2025)
Deeds & MortgagesNov 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN476-410-016-000

Property Details

APN / Parcel Number

Primary APN476-410-016-000
Alternative APN
  • 476-410-016

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,523 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleContemporary
Construction TypeFrame
Lot Area8,189 sqft (0.188 acres)
Garage Area650 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number476-410-016
Street Address1095 CARAGH ST
CityROSEVILLE
StateCA
Zip95747-6083
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 92 KERRY DOWNS UNIT 2 S-69
Legal SubdivisionKERRY DOWNS #2
Legal Lot Number92
JurisdictionPLACER CA
Township / Civil DivisionROSEVILLE
Census Block Group1
Census Block1002
Census Tract21038

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1095 CARAGH ST, ROSEVILLE, CA 95747-6083
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 5, 2025 · Amount on Record
Deed SaleMay 5, 2025 · Amount on Record
Prior SaleFeb 10, 2009
Deed Document Number202524097
Prior Transfer DateJun 20, 2012
Prior Transfer Doc0000067699
Record UpdatedOct 29, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLACER CA
Property Address1095 CARAGH ST, ROSEVILLE, CA 95747-6083
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI US INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000085879
DateNov 28, 2018
Instrument2018-0085879
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 3, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyPlacer County
MunicipalityRoseville City
Elementary School DistrictDry Creek Joint Elementary School District (KG - 08)
Secondary School DistrictRoseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$759,900 (+13.24%) Land $153,000 Building $606,900
2025$7,140.00 (+2.45%) Homeowner's exemption$671,063 (+4.04%) Land $163,493 Building $507,570
2023$6,969.00 (-0.2%) Homeowner's exemption$645,007 Land $157,146 Building $487,861
2022$6,983.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 1 (45% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ROSEVILLE
serves 165,736 people · EPA ID CA3110008
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Fixed Wireless
1,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Fidium Fiber, Succeed.Net, unWired Broadband, Zeta Broadband.

Nearby Properties on Caragh St

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