Lake County property record for 1095 Bayview Dr, Polson, MT 59860
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,615 sqft · built 1946 |
| Lot Size | 1.5 acres (65,472 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $4,664 (2026) |
| Deeds & Mortgages | Aug 2026 Transfer Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R155286 |
| Primary APN | R155286 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,615 sqft Living Area |
| 1st Floor Area | 2,179 sqft |
| Attic | Attic |
| Attic Area | 436 sqft |
| Basement Area | 1,050 sqft |
| Finished Basement | 1,050 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 65,472 sqft (1.5 acres) |
| Lot Dimensions | 352 ft deep x 186 ft wide |
| View / Lot | Waterfront / Beach |
| Garage Type | Detached |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 66 sqft |
| Deck Area | 50 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000003910 |
|---|---|
| Street Address | 1095 BAYVIEW DR |
| City | POLSON |
| State | MT |
| Zip | 59860-9682 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SLACK VILLA AND ORCHARD TRACTS, S35, T23 N, R20 W, BLOCK 1, LOT 22 - 23, ACRES 1.5, & PT LOT 24 (H-540) |
| Legal Range | 20W |
| Legal Township | 23N |
| Legal Section | 35 |
| Legal Subdivision | SLACK VILLA AND ORCHARD TRACTS |
| Legal Block | 1 |
| Legal Lot Number | 22-24 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 940305 |
1095 Bayview Dr is owner-occupied and held in a trust since August 2026.
Source: Lake County records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1095 BAYVIEW DR, POLSON, MT 59860-9682 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 19, 2022 | Deed of Trust, Mortgage · ARM GLACIER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 3, 2026 |
| Transfer Doc | 0000640155 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE MT |
| Recording Date | Aug 5, 2026 |
| Property Address | 1095 BAYVIEW DR, POLSON, MT 59860-9682 |
| Document Number | 0000640155 |
| Instrument Date | Aug 3, 2026 |
| Instrument | 2026640155 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 1095 BAYVIEW DR, POLSON, MT 59860-9682 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2022 |
| Title Company | INSURED TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000597581 |
|---|---|
| Date | Apr 19, 2022 |
| Instrument | 597581 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59901 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.5% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 8.5% |
The 2026 property tax bill for 1095 Bayview Dr was $4,664, down 22.2% from the year before.
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Municipality | Polson City |
| Elementary School District | Polson Elementary School District (PK - 08) |
| Secondary School District | Polson High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,664.00 (-22.2%) | $2,088,250 (-0.32%) | |
| 2025 | $5,995.00 | $2,094,950 | $2,088,250 Land $1,675,000 Building $413,250 |
| 2023 | $6,841.00 | $1,374,400 | $1,374,400 Land $944,800 Building $429,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1095 Bayview Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1095 Bayview Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF POLSON serves 5,300 people · EPA ID MT0000308 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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