Muskegon County property record for 1095 Albert Ave, Muskegon, MI 49442
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,344 sqft · built 1999 |
| Lot Size | 0.423 acres (18,426 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,089 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Oct 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 24612000054700 |
| Primary APN | 24612000054700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 1,344 sqft |
| Unfinished Basement | 1,344 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 18,426 sqft (0.423 acres) |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1095 ALBERT AVE |
|---|---|
| City | MUSKEGON |
| State | MI |
| Zip | 49442-2131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | CITY OF MUSKEGON URBAN RENEWAL PLAT NO 3 LOTS 547 & 548 |
| Legal Subdivision | MUSKEGON URBAN RENEWAL PLAT $#3 |
| Legal Lot Number | 547-548 |
| Jurisdiction | MUSKEGON MI |
| Township / Civil Division | MUSKEGON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 100 |
1095 Albert Ave is owned and occupied by an individual who acquired it in October 2020.
Source: Muskegon County records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1095 ALBERT AVE, MUSKEGON, MI 49442-2131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CITY OF MUSKEGON |
| Oct 20, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 12, 2020 |
| Transfer Doc | 0005702407 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Recording Date | Jun 23, 2026 |
| Property Address | 1095 ALBERT AVE, MUSKEGON, MI 49442-2131 |
| Document Number | 0005887013 |
| Book / Page | 4421 / 504 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 20265887013 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | COMMUNITY TITLE SERVICES, COMMUNITY & NEIGHBORHOOD SER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1095 ALBERT AVE, MUSKEGON, MI 49442-2131 |
| Document Number | 0005887013, |
|---|---|
| Date | Jun 23, 2026 |
| Book Page | 4421/504 |
| Instrument | 20265887013 |
| Name | CITY OF MUSKEGON |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Recording Date | Oct 20, 2020 |
| Property Address | 1095 ALBERT AVE, MUSKEGON, MI 49442-2131 |
| Document Number | 0005702407 |
| Book / Page | 004236 / 000721 |
| Instrument Date | Oct 12, 2020 |
| Instrument | 5702407 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 27480 EVERGREEN RD LATHRUP VILLAGE MI 480763248, LATHRUP VILLAGE, MI 48076-3248 |
The 2025 property tax bill for 1095 Albert Ave was $3,089 with a homeowner's exemption.
Source: Muskegon County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Muskegon County |
| Municipality | Muskegon City |
| Unified School District | Muskegon City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $150,600 (+13.49%) | $301,200 (+13.49%) | |
| 2025 | $3,089.00 Homeowner's exemption | $132,700 | $265,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1095 Albert Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1095 Albert Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUSKEGON serves 37,213 people · EPA ID MI0004570 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
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