1095 1st Ave, Napa, CA 94558 Property Records

Napa County property record for 1095 1st Ave, Napa, CA 94558

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,129 sqft · built 1964
Lot Size	1 acre (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$1,200,000 (Mar 2021)
Tax Bill	$14,896 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit Mar 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`045-190-024-000`

Property Details

APN / Parcel Number

Primary APN	`045-190-024-000`
Alternative APNs	`045-190-024` `04519024`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,129 sqft Living Area
1st Floor Area	2,129 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Wood
Lot Area	43,560 sqft
Garage Type	Detached
Garage Area	524 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Old Parcel Number	045-190-024
Street Address	1095 1ST AVE
City	NAPA
State	CA
Zip	94558-3941
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	1
Census Block	1016
Census Tract	200400

Owner

1095 1st Ave is owned and occupied by two individuals who bought it in March 2021.

Source: Napa County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1095 1ST AVE, NAPA, CA 94558-3941
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Mar 25, 2021	Grant Deed, Transfer · Conventional Mortgage BBVA USA
Jun 18, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
May 8, 2019	Affidavit of Death, Transfer ATTORNEY ONLY
May 8, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2021 · Amount on File
Deed Sale	Mar 25, 2021 · Amount on File
Deed Document Number	202111055
Prior Transfer Date	May 3, 2019
Prior Transfer Doc	0000011429
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1095 1ST AVE, NAPA, CA 94558-3941
Transaction Type	Mortgage
Record Updated	May 9, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1095 1ST AVE, NAPA, CA 94558-3941

Mortgage

Document Number	0000008865
Date	Apr 29, 2022
Instrument	2022-0008865

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Mar 25, 2021
Property Address	1095 1ST AVE, NAPA, CA 94558-3941
Document Number	0000011055
Instrument Date	Mar 17, 2021
Instrument	2021-0011055
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1095 1ST AVE, NAPA, CA 94558-3941

Mortgage

Document Number	0000011056
Date	Mar 25, 2021
Instrument	2021-0011056

Lender

Name	BBVA USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAPA CA
Recording Date	Jun 18, 2019
Property Address	1095 1ST AVE, NAPA, CA 94558-3941
Document Number	0000011429
Instrument Date	May 3, 2019
Instrument	11429
Transaction Type	Transfer
Record Updated	Jun 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1095 1ST AVE NAPA CA 945583941, NAPA, CA 94558-3941

May 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	NAPA CA
Recording Date	May 8, 2019
Property Address	1095 1ST AVE, NAPA, CA 94558-3941
Document Number	0000008246
Instrument Date	Mar 19, 2019
Instrument	8246
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1095 1ST AVE NAPA CA 945583941, NAPA, CA 94558-3941

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAPA CA
Recording Date	May 8, 2019
Property Address	1095 1ST AVE, NAPA, CA 94558-3941
Document Number	0000008247
Instrument Date	Mar 19, 2019
Instrument	8247
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1095 1ST AVE NAPA CA 945583941, NAPA, CA 94558-3941

Tax Assessment & Valuation

The 2026 property tax bill for 1095 1st Ave was $14,896, up 2% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,896.00 (+2.05%)	$1,333,385 (+2%) Land $690,050 Building $643,335	$1,333,385 Land $690,050 Building $643,335
2025	$14,597.00	$1,307,241 Land $676,520 Building $630,721
2023	$13,813.00 (+2.05%)	$1,255,480 Land $650,250 Building $605,230
2022	$13,535.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1095 1st Ave in Zone X, an area of minimal flood risk, though there have been 54 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	54 (1982–2019)
Claims Outside the SFHA	5 of 54
Most Recent Claim	Feb 2019 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 17 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 7 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1095 1st Ave is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Valley Internet.

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