10948 N River Ranch Path, Crystal River, FL 34428 Property Records

Citrus County property record for 10948 N River Ranch Path, Crystal River, FL 34428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,983 sqft · built 2003
Lot Size	1.3 acres (56,758 sqft)
Owner	2 Individual Names on Record
Tax Bill	$27 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17E-17S-09-33000-027.0`

Property Details

APN / Parcel Number

Primary APN	`17E-17S-09-33000-027.0`
Alternative APNs	`0917S17E330000270` `3009061`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,983 sqft Living Area
1st Floor Area	3,983 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2008
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	56,758 sqft (1.3 acres)
Lot Dimensions	286 ft deep x 182 ft wide
Garage Area	700 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Open Porch
Porch Area	1,016 sqft
Patio Area	676 sqft
Fence	Fence
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3009061
Old Parcel Number	0917S17E330000270
Street Address	10948 N RIVER RANCH PATH
City	CRYSTAL RIVER
State	FL
Zip	34428-2736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CLRMH COASTAL LAKES & RVR
Legal Description	RIVERWOOD RANCH UNREC SUB LOT 27 BLK A: COM AT THE NE COR OF LOT 15 RIVERWOOD SHORES PB 3 PG 21 TH S 77D 40M 31S E AL THE N
Legal Range	17E
Legal Township	17S
Legal Section	09
Legal Subdivision	RIVERWOOD RANCH (AKA LAKEWOOD)
Legal Block	A
Legal Lot Number	15,27
Jurisdiction	CITRUS FL
Township / Civil Division	CRYSTAL RIVER
Census Block Group	1
Census Block	1004
Census Tract	450402

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	10948 N RIVER RANCH PATH, CRYSTAL RIVER, FL 34428-2736
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2017	Deed of Trust, Mortgage · VA Mortgage HOMESTEAD FUNDING CORP
Jul 27, 2020	Deed of Trust, Mortgage · VA Mortgage HOMESTEAD FUNDING CORP
Apr 13, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Sep 27, 2017	Grant Deed LAND TITLE CORPORATION, LAND TITLE INS/CITRUS COUNTY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2017
Deed Sale	Sep 7, 2017
Deed Document Number	0002854704
Deed Book / Page	1430 / 1463
Prior Transfer Date	Jun 1, 2001
Prior Transfer Doc	1194521
Record Updated	Jun 8, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	10948 N RIVER RANCH PATH, CRYSTAL RIVER, FL 34428-2736
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028391082
Date	Jul 7, 2017
Book Page	2839/1082
Instrument	2017031425

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	10948 N RIVER RANCH PATH, CRYSTAL RIVER, FL 34428-2736
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030780145
Date	Jul 27, 2020
Book Page	3078/145
Instrument	2020038556

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	10948 N RIVER RANCH PATH, CRYSTAL RIVER, FL 34428-2736
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10948 N RIVER RANCH PATH, CRYSTAL RIVER, FL 34428-2736

Mortgage

Document Number	0031531837
Date	Apr 13, 2021
Book Page	3153/1837
Instrument	2021023869

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2017: Grant Deed

Document Type	Grant Deed
Jurisdiction	CITRUS FL
Recording Date	Sep 27, 2017
Property Address	10948 N RIVER RANCH PATH, CRYSTAL RIVER, FL 34428-2736
Document Number	0028540704
Book / Page	002854 / 000704
Instrument Date	Sep 7, 2017
Instrument	44104
Record Updated	Oct 10, 2017
Title Company	LAND TITLE CORPORATION, LAND TITLE INS/CITRUS COUNTY INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10948 N RIVER RANCH PATH CRYSTAL RIVER FL 344282736, CRYSTAL RIVER, FL 34428-2736

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$27.00 Homeowner's exemption Additional exemption filed	$706,910 (-2.17%) Land $119,780 Building $587,130	$706,910 (-2.17%) Land $119,780 Building $587,130
2024	$27.00 Homeowner's exemption Additional exemption filed	$722,600 (+3.57%) Land $119,780 Building $602,820	$722,600 (+3.57%) Land $119,780 Building $602,820
2023	$27.00 (-78.74%) Homeowner's exemption Additional exemption filed	$697,660 (+8.81%) Land $119,780 Building $577,880	$697,660 (+8.81%) Land $119,780 Building $577,880
2022	$127.00 Homeowner's exemption Additional exemption filed	$641,150 Land $119,780 Building $521,370	$641,150 Land $119,780 Building $521,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	6 (2019–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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