Ottawa County property record for 10948 E Bayshore Rd, Lakeside Marblehead, OH 43440
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 2,656 sqft · built 1959 |
| Lot Size | 1.55 acres (67,692 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $14,679 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Sep 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027073-1 |
| Primary APN | 027073-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,656 sqft Living Area |
| Gross Area | 5,078 sqft |
| 1st Floor Area | 2,656 sqft |
| Basement Area | 2,422 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Wood |
| Lot Area | 67,692 sqft (1.55 acres) |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 130 sqft |
| Patio Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 027073-1 |
|---|---|
| Street Address | 10948 E BAYSHORE RD |
| City | LAKESIDE MARBLEHEAD |
| State | OH |
| Zip | 43440-2303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT 32 1 |
| Legal Subdivision | WATERVIEW AT BAY POINT |
| Jurisdiction | OTTAWA OH |
| Township / Civil Division | DANBURY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 50302 |
Source: Ottawa County records, as of April 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 227 W MONROE ST, 5040, CHICAGO, IL 60606-4900 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2022 | Deed of Trust, Mortgage · Line of Credit WATERFORD BANK NA |
| Sep 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Aug 18, 2022 | Limited Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 21, 2022 |
| Transfer Doc | 0000320980 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OH |
| Property Address | 10948 E BAYSHORE RD, LAKESIDE MARBLEHEAD, OH 43440-2303 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Title Company | HARTUNG TITLE ORDER |
| Name | Verified Name |
|---|
| Document Number | 0000317384 |
|---|---|
| Date | May 5, 2022 |
| Book Page | 1897/218 |
| Instrument | 2022-317384 |
| Name | WATERFORD BANK NA |
|---|---|
| Type | Bank |
| Address | TOLEDO, OH 43617 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OH |
| Property Address | 10948 E BAYSHORE RD, LAKESIDE MARBLEHEAD, OH 43440-2303 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2619 N SEMINARY AVE 1, 1, CHICAGO, IL 60614-0794 |
| Document Number | 0000006133 |
|---|---|
| Date | Sep 30, 2025 |
| Book Page | 2051/709 |
| Instrument | 202500006133 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 9.5% |
| Index | SOFR Average 30-Day |
| Max Rate | 12.5% |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA OH |
| Recording Date | Aug 18, 2022 |
| Property Address | 10948 E BAYSHORE RD, LAKESIDE MARBLEHEAD, OH 43440-2303 |
| Document Number | 0000320077 |
| Book / Page | 1911 / 42 |
| Instrument Date | Dec 14, 2020 |
| Instrument | 2022-320077 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 227 W MONROE ST STE 5040, 5040, CHICAGO, IL 60606-4900 |
| Investor | Possibly a Property Investor |
Source: Ottawa County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ottawa County |
| County Subdivision | Danbury Township |
| Municipality | Marblehead Village |
| Unified School District | Danbury Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,679.00 (-4.38%) | $418,971 (-) Land $321,804 Building $97,167 | |
| 2024 | $15,352.00 (+27.24%) | $418,971 (+26.68%) Land $321,804 Building $97,167 | $1,197,060 (+26.68%) Land $919,440 Building $277,620 |
| 2023 | $12,065.00 (+1.93%) | $330,723 (+%) Land $247,545 Building $83,178 | |
| 2022 | $11,836.00 | $330,722 Land $247,544 Building $83,178 | |
| 2021 | $944,920 Land $707,270 Building $237,650 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 15 (1982–2026) |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARBLEHEAD VILLAGE serves 865 people · EPA ID OH6202411 |
|---|---|
| Water Source | Purchased surface water from OTTAWA COUNTY REGIONAL WATER DISTRICT |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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