10947 E Aminoff Dr, Effingham, IL 62401 Property Records

Effingham County property record for 10947 E Aminoff Dr, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1,464 sqft · built 1979
Lot Size	0.66 acres (28,750 sqft)
Owner	Individual Name on Record
Last Sale	$162,000 (Sep 2021)
Tax Bill	$3,413 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-07-145-001`

Property Details

APN / Parcel Number

Primary APN	`11-07-145-001`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	1,464 sqft Base Area
1st Floor Area	1,464 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Frame
Lot Area	28,750 sqft (0.66 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10947 E AMINOFF DR
City	EFFINGHAM
State	IL
Zip	62401-4489
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 GRUPE SUB 3720/1 3484/319 3134/160 1959/128 1392/24 1131/323 871/129
Legal Subdivision	GRUPE SUBDIVISION
Legal Lot Number	1
Jurisdiction	EFFINGHAM IL
Township / Civil Division	SUMMIT
Census Block Group	4
Census Block	4021
Census Tract	950200

Owner

Source: Effingham County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10947 E AMINOFF DR, EFFINGHAM, IL 62401-4489
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT
Sep 1, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF SPRINGFIELD
Aug 1, 2019	Warranty Deed, Transfer · Conventional Mortgage DIETERICH BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2021 · Amount on Record
Deed Sale	Sep 1, 2021 · Amount on Record
Prior Sale	Aug 1, 2019 · Amount on Record
Deed Document Number	202121004417
Deed Book / Page	3720 / 1
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Recording Date	Sep 21, 2026
Property Address	10947 E AMINOFF DR, EFFINGHAM, IL 62401-4489
Document Number	0000003570
Instrument Date	Sep 15, 2026
Instrument	20263570
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10947 E AMINOFF DR, EFFINGHAM, IL 62401-4489

Mortgage

Document Number	0000003570,
Date	Sep 21, 2026
Instrument	20263570

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 23, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Sep 1, 2021
Property Address	10947 E AMINOFF DR, EFFINGHAM, IL 62401-4489
Document Number	3720/1
Book / Page	3720 / 1
Map Reference	MB 10 PG 13
Instrument Date	Aug 31, 2021
Instrument	202121004417
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$243.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10947 E AMINOFF DR, EFFINGHAM, IL 62401-4489

Mortgage

Document Number	202121004418
Date	Sep 1, 2021
Instrument	202121004418

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.85%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Aug 1, 2019
Property Address	10947 E AMINOFF DR, EFFINGHAM, IL 62401-4489
Document Number	3484/319
Book / Page	3484 / 319
Map Reference	MB 10 PG 13
Instrument Date	Jul 31, 2019
Instrument	201901902940
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$212.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	105 GREENVIEW DR APT 7C, 7C, EFFINGHAM, IL 62401-3075

Mortgage

Document Number	201901902941
Date	Aug 1, 2019
Instrument	201901902941

Lender

Name	DIETERICH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Summit Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,413.00 (+53.74%)	$70,740 (+31.27%) Land $6,590 Building $64,150	$212,220 (+31.27%) Land $19,770 Building $192,450
2022	$2,220.00 Homeowner's exemption	$53,890 Land $5,020 Building $48,870	$161,670 Land $15,060 Building $146,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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