10947 65th Ter E, Palmetto, FL 34221 Property Records

Manatee County property record for 10947 65th Ter E, Palmetto, FL 34221

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.045 acres (1,973 sqft)
Owner	2 Individual Names on Record
Last Sale	$249,200 (Jun 2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6053-1700-9`

Property Details

APN / Parcel Number

Primary APN	`6053-1700-9`

Exterior

Lot Area	1,973 sqft (0.045 acres)
View / Lot	Standard

Location & Zoning

Street Address	10947 65TH TER E
City	PALMETTO
State	FL
Zip	34221-1345
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 725, STONEGATE PRESERVE III PI # 6053.1700/9
Legal Subdivision	STONEGATE PRESERVE PH III
Legal Lot Number	725
Jurisdiction	MANATEE FL
Township / Civil Division	PARRISH
Census Block Group	2
Census Block	2015
Census Tract	1915

Owner

Source: Manatee County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10947 65TH TER E, PALMETTO, FL 34221-1345
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2026 · Amount on Record
Deed Sale	Jun 29, 2026 · Amount on Record
Prior Sale	Mar 18, 2026 · Amount on Record
Deed Document Number	202674417
Record Updated	Sep 20, 2026

June 2026: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jun 29, 2026
Property Address	10947 65TH TER E, PALMETTO, FL 34221-1345
Document Number	0000074417
Instrument Date	Jun 26, 2026
Instrument	202674417
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 21, 2026
Title Company	LENNAR TITLE INC, LENNAR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$176,184.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074418,
Date	Jun 29, 2026
Instrument	202674418

Lender

Name	LENNAR MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$39,993 Land $39,993	$39,993 Land $39,993

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 229 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	229 in force
Nearby Flood Claims	3 (2020–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 58% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20