10946 S Homan Ave, Chicago, IL 60655 Property Records

Cook County property record for 10946 S Homan Ave, Chicago, IL 60655

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 728 sqft · built 1939
Lot Size	0.116 acres (5,043 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Sep 2019)
Tax Bill	$4,375 (2023)
Deeds & Mortgages	Feb 2022 Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-14-414-013`

Property Details

APN / Parcel Number

Primary APN	`24-14-414-013`
Alternative APN	`24-14-414-013-0000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	728 sqft Living Area

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1941
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,043 sqft (0.116 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	10946 S HOMAN AVE
City	CHICAGO
State	IL
Zip	60655-2630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Range	13E
Legal Township	37N
Legal Section	14
Legal Subdivision	OTOOLES GREENDALE
Legal Lot Number	5
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2010
Census Tract	740300

Owner

10946 S Homan Ave is owned and occupied by two individuals who bought it in September 2019.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10946 S HOMAN AVE, CHICAGO, IL 60655-2630
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Sep 24, 2019	Warranty Deed, Transfer · FHA Mortgage WINTRUST MTG
May 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK/NTHRN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2019 · Amount on File
Deed Sale	Sep 24, 2019 · Amount on File
Prior Sale	Oct 13, 2016 · Amount on File
Deed Document Number	201915080
Prior Transfer Date	Dec 5, 2015
Prior Transfer Doc	0000047227
Record Updated	Sep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Feb 25, 2022
Property Address	10946 S HOMAN AVE, CHICAGO, IL 60655-2630
Document Number	0005607096
Instrument Date	Feb 8, 2022
Instrument	2205607096
Transaction Type	Transfer
Record Updated	Mar 23, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10946 S HOMAN AVE, CHICAGO, IL 60655-2630

Mortgage

Document Number	0005607097
Date	Feb 25, 2022
Instrument	2205607097

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3.62%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 24, 2019
Property Address	10946 S HOMAN AVE, CHICAGO, IL 60655-2630
Document Number	1926715080
Instrument Date	Sep 18, 2019
Instrument	26715080
Transaction Type	Transfer
Record Updated	Oct 2, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$355.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 W 107TH ST CHICAGO IL 606283102, CHICAGO, IL 60628-3102

Mortgage

Document Number	1926715081
Date	Sep 24, 2019
Instrument	26715081

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2049

Interest

Rate Type	Fixed Rate
Rate	3.62%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	10946 S HOMAN AVE, CHICAGO, IL 60655-2630
Document Number	1815146115
Instrument Date	May 9, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10946 S HOMAN AVE CHICAGO IL 606552630, CHICAGO, IL 60655-2630

Mortgage

Document Number	1815146115
Date	May 31, 2018
Instrument	15146115

Lender

Name	FIFTH THIRD BK/NTHRN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 30, 2048

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,000 Land $6,304 Building $16,696	$230,000 Land $63,040 Building $166,960
2023	$4,375.00 (+3.06%)
2022	$4,245.00 (+1.85%) Homeowner's exemption	$24,000 (-) Land $5,043 Building $18,957	$240,000 (-) Land $50,430 Building $189,570
2021	$4,168.00	$24,000 Land $5,043 Building $18,957	$240,000 Land $50,430 Building $189,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10946 S Homan Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10946 S Homan Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,017 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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