10946 Rocky Mount Way, Wheaton (Silver Spring), MD 20902 Property Records

Montgomery County property record for 10946 Rocky Mount Way, Wheaton, MD 20902

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,430 sqft · built 1989
Lot Size	0.049 acres (2,140 sqft)
Owner	2 Individual Names on File
Last Sale	$578,000 (Jun 2022)
Tax Bill	$6,751 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-02791487`

Property Details

APN / Parcel Number

Primary APN	`13-02791487`
Alternative APN	`02791487`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,430 sqft Living Area
1st Floor Area	890 sqft
Basement Area	650 sqft
Finished Basement	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,140 sqft (0.049 acres)
Deck Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02791487
Street Address	10946 ROCKY MOUNT WAY
City	SILVER SPRING
State	MD
Zip	20902-3676
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RT10.
Legal Description	GLENHAVEN
Legal Subdivision	OUTLOT A GLENHAVEN
Legal Block	9
Legal Lot Number	80
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1001
Census Tract	703902

Owner

10946 Rocky Mount Way, a townhouse, is owned and occupied by two individuals who bought it in June 2022.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10946 ROCKY MOUNT WAY, SILVER SPRING, MD 20902-3676
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Special Warranty Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB
Aug 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2022 · Amount on File
Deed Sale	Jun 30, 2022 · Amount on File
Prior Sale	Mar 10, 2000 · Amount on File
Deed Book / Page	65974 / 464
Transfer Doc	0179330493
Record Updated	Sep 20, 2026

June 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 30, 2022
Property Address	10946 ROCKY MOUNT WAY, SILVER SPRING, MD 20902-3676
Document Number	0659740464
Book / Page	65974 / 464
Map Reference	MB 149 PL 17009
Instrument Date	Jun 21, 2022
Transaction Type	Transfer
Record Updated	Jul 14, 2022
Title Company	CAPITOL TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10946 ROCKY MOUNT WAY, SILVER SPRING, MD 20902-3676

Mortgage

Document Number	0065974472
Date	Jun 30, 2022
Instrument	65974/472

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10946 ROCKY MOUNT WAY, SILVER SPRING, MD 20902-3676
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3120 O ST SE, WASHINGTON, DC 20020-3621

Mortgage

Document Number	0602160019
Date	Aug 6, 2020
Book Page	60216/19

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jan 4, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10946 Rocky Mount Way was $6,751, up 8% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$566,200 (+3.28%)	$602,200 (+9.85%) Land $150,000 Building $452,200
2025	$6,751.00 (+8.02%)	$548,200 Land $150,000 Building $398,200	$548,200 Land $150,000 Building $398,200
2024	$6,250.00
2023		$475,133 (+8.33%)	$548,200 (+24.99%) Land $150,000 Building $398,200
2022	$5,172.00	$438,600 Land $150,000 Building $288,600	$438,600 Land $150,000 Building $288,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10946 Rocky Mount Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10946 Rocky Mount Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

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