Hamilton County property record for 10946 Main St, Cincinnati, OH 45241
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,021 sqft · built 1941 |
| Lot Size | 0.623 acres (27,138 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,747 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Sep 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 608-0007-0213-00 |
| Primary APN | 608-0007-0213-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,021 sqft Living Area |
| Gross Area | 2,042 sqft |
| 1st Floor Area | 1,021 sqft |
| Basement Area | 1,021 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 27,138 sqft (0.623 acres) |
| Garage Type | Basement |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 63 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 10946 MAIN ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45241-2504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S MAIN ST 28,017.47 SQ FTR1-T4-S23 |
| Legal Subdivision | GRANTORS LAND |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SHARONVILLE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 23002 |
Source: Hamilton County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10946 MAIN ST, CINCINNATI, OH 45241-2504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Feb 24, 2026 | Intrafamily Transfer, Transfer · VA Mortgage USAA FSB |
| Sep 27, 2023 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Feb 6, 2023 | Fiduciary Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2026 |
| Deed Sale | Feb 24, 2026 |
| Prior Sale | Sep 27, 2023 · Amount on Record |
| Deed Document Number | 202613551 |
| Deed Book / Page | 15609 / 794 |
| Prior Transfer Date | Feb 18, 2026 |
| Prior Transfer Doc | 0000013551 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 24, 2026 |
| Property Address | 10946 MAIN ST, CINCINNATI, OH 45241-2504 |
| Document Number | 0000013551 |
| Book / Page | 15609 / 794 |
| Instrument Date | Feb 18, 2026 |
| Instrument | 2026-0013551 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10946 MAIN ST, CINCINNATI, OH 45241-2504 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10946 MAIN ST, CINCINNATI, OH 45241-2504 |
| Document Number | 0000013552 |
|---|---|
| Date | Feb 24, 2026 |
| Instrument | 2026-0013552 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 27, 2023 |
| Property Address | 10946 MAIN ST, CINCINNATI, OH 45241-2504 |
| Document Number | 0000068917 |
| Book / Page | 15009 / 1197 |
| Instrument Date | Sep 22, 2023 |
| Instrument | 2023-0068917 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $285.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10946 MAIN ST, CINCINNATI, OH 45241-2504 |
| Document Number | 0000068918 |
|---|---|
| Date | Sep 27, 2023 |
| Instrument | 2023-0068918 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 6, 2023 |
| Property Address | 10946 MAIN ST, CINCINNATI, OH 45241-2504 |
| Document Number | 0000009009 |
| Book / Page | 14847 / 1679 |
| Map Reference | MB 608 PG 7 |
| Instrument Date | Feb 3, 2023 |
| Instrument | 2023-0009009 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $77.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6454 TIMBERS CT, MASON, OH 45040-7769 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Sharonville City |
| Unified School District | Princeton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,747.00 (+17.15%) | $99,750 (-) Land $27,055 Building $72,695 | $285,000 (-) Land $77,300 Building $207,700 |
| 2024 | $4,052.00 (+60.86%) | $99,750 (+61.25%) Land $27,055 Building $72,695 | |
| 2023 | $2,519.00 (+8.48%) | $61,859 (+38.47%) Land $27,055 Building $34,804 | $285,000 (+123.28%) Land $77,300 Building $207,700 |
| 2022 | $2,322.00 Homeowner's exemption | $44,674 Land $20,685 Building $23,989 | |
| 2020 | $127,640 Land $59,100 Building $68,540 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 21 (1979–2020) |
| Claims Outside the SFHA | 8 of 21 |
| Most Recent Claim | May 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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