10946 Laxer Cay Loop, San Antonio, FL 33576 Property Records

Pasco County property record for 10946 Laxer Cay Loop, San Antonio, FL 33576

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,828 sqft · built 2020
Lot Size	0.185 acres (8,081 sqft)
Owner	Individual Name on File
Last Sale	$364,990 (Jan 2021)
Tax Bill	$9,795 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-25-20-0060-01700-0100`

Property Details

APN / Parcel Number

Primary APN	`16-25-20-0060-01700-0100`
Alternative APN	`4180035`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	2,828 sqft Living Area
Gross Area	3,709 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,081 sqft (0.185 acres)
Garage Area	622 sqft
Driveway	Driveway
Driveway Area	859 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	4180035
Street Address	10946 LAXER CAY LOOP
City	SAN ANTONIO
State	FL
Zip	33576-7297
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	MIRADA PARCEL 18-1 PB 79 PG 115 BLOCK 17 LOT 10
Legal Range	20E
Legal Township	25S
Legal Section	16
Legal Subdivision	MIRADA
Legal Tract	60
Legal Block	17
Legal Lot Number	10
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1005
Census Tract	32103

Owner

10946 Laxer Cay Loop is owned and occupied by an individual who bought it in January 2021.

Source: Pasco County records, as of December 19, 2025

Owner of Record	Individual Name on File
Mailing Address	10946 LAXER CAY LOOP, SAN ANTONIO, FL 33576-7297
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2021 · Amount on File
Deed Sale	Jan 19, 2021 · Amount on File
Prior Sale	Jun 4, 2020 · Amount on File
Deed Document Number	2021010846
Deed Book / Page	10260 / 1051
Record Updated	Jun 8, 2026

January 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jan 19, 2021
Property Address	10946 LAXER CAY LOOP, SAN ANTONIO, FL 33576-7297
Document Number	0102601051
Book / Page	10260 / 1051
Map Reference	MB 79 PG 115-130
Instrument Date	Jan 15, 2021
Instrument	2021010846
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 1, 2022
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12602 TELECOM DR # 100, 12602, TEMPLE TERRACE, FL 33637-0935

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10946 LAXER CAY LOOP, SAN ANTONIO, FL 33576-7297

Mortgage

Document Number	0102601052
Date	Jan 19, 2021
Instrument	10260/1052

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 10946 Laxer Cay Loop was $9,795 with a homeowner's exemption.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,795.00 Homeowner's exemption	$407,640 Land $87,710 Building $319,930	$445,164 Land $87,710 Building $357,454
2023	$9,320.00 (+7.98%) Additional exemption filed	$383,650 (+3%) Land $57,470 Building $326,180	$436,112 (+17.08%) Land $57,470 Building $378,642
2022	$8,631.00 Homeowner's exemption	$372,482 Land $47,966 Building $324,516	$372,482 Land $47,966 Building $324,516

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10946 Laxer Cay Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 288 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	288 in force
Nearby Flood Claims	5 (2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10946 Laxer Cay Loop is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 58% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20