10946 E Ramona Ave, Mesa, AZ 85212 Property Records

Maricopa County property record for 10946 E Ramona Ave, Mesa, AZ 85212

Property Summary

Property Type	Single Family Home
Details	6 ba · 4,221 sqft · built 2011
Lot Size	0.192 acres (8,407 sqft)
Owner	Individual Name on Record
Last Sale	$780,000 (Dec 2025)
Tax Bill	$3,221 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`312-08-477`

Property Details

APN / Parcel Number

Primary APN	`312-08-477`

Interior

Full Baths	6 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	4,221 sqft Living Area
1st Floor Area	2,060 sqft
2nd Floor Area	2,161 sqft

Exterior

Year Built	Built 2011
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	8,407 sqft (0.192 acres)
Parking Spaces	3 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	10946 E RAMONA AVE
City	MESA
State	AZ
Zip	85212-2568
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	MOUNTAIN HORIZONS UNIT 1 MCR 877-34
Legal Range	07E
Legal Township	01S
Legal Section	13
Legal Quarter	SW
Quarter-Quarter Section	SW
Legal Subdivision	MOUNTAIN HORIZONS UNIT 1
Legal Lot Number	28
Legal Unit	1
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2009
Census Tract	422648

Owner

Source: Maricopa County records, as of January 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10946 E RAMONA AVE, MESA, AZ 85212-2568
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Oct 27, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KNOCK LENDING LLC
Dec 30, 2025	Warranty Deed, Transfer · Conventional Mortgage LENDSURE MORTGAGE CORP
Aug 3, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2025 · Amount on Record
Deed Sale	Dec 30, 2025 · Amount on Record
Prior Sale	Mar 14, 2012 · Amount on Record
Deed Document Number	20250752009
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	10946 E RAMONA AVE, MESA, AZ 85212-2568
Transaction Type	Mortgage
Record Updated	Jan 9, 2026
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10936 E RAMONA AVE, MESA, AZ 85212-2568

Mortgage

Document Number	0000282200
Date	Mar 30, 2022
Instrument	20220282200

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	10946 E RAMONA AVE, MESA, AZ 85212-2568
Transaction Type	Mortgage
Record Updated	Jan 9, 2026
Title Company	FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10946 E RAMONA AVE, MESA, AZ 85212-2568

Mortgage

Document Number	0000408038
Date	Apr 12, 2021
Instrument	20210408038

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	10946 E RAMONA AVE, MESA, AZ 85212-2568
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10946 E RAMONA AVE, MESA, AZ 85212-2568

Mortgage

Document Number	0000618337
Date	Oct 27, 2025
Instrument	20250618337

Lender

Name	KNOCK LENDING LLC
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Apr 24, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 30, 2025
Property Address	10946 E RAMONA AVE, MESA, AZ 85212-2568
Document Number	0000752009
Map Reference	MB 877 PG 34
Instrument Date	Dec 22, 2025
Instrument	20250752009
Transaction Type	Transfer
Record Updated	Jan 9, 2026
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATL TITLE INS COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2378 W SEBRING AVE, APACHE JUNCTION, AZ 85120-1243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10946 E RAMONA AVE, MESA, AZ 85212-2568

Mortgage

Document Number	0000752010
Date	Dec 30, 2025
Instrument	20250752010

Lender

Name	LENDSURE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	10946 E RAMONA AVE, MESA, AZ 85212-2568
Document Number	0000606983
Instrument Date	Aug 3, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10946 E RAMONA AVE MESA AZ 852122568, MESA, AZ 85212-2568

Mortgage

Document Number	0000606983
Date	Aug 8, 2019
Instrument	606983

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Mesa City
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,720 (+6.71%)	$647,200 (+6.71%) Land $129,400 Building $517,800
2025	$3,221.00 (+3.84%)
2024		$60,650	$606,500 Land $121,300 Building $485,200
2023	$3,102.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 74% of Arizona
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MESA serves 466,000 people · EPA ID AZ0407095
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
CopperNet Systems Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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