10945 SW 172nd Ter, Miami, FL 33157 Property Records

Miami-Dade County property record for 10945 SW 172nd Ter, Miami, FL 33157

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,017 sqft · built 1965
Lot Size	0.408 acres (17,750 sqft)
Owner	Individual Name on Record
Last Sale	$296,900 (Oct 2019)
Tax Bill	$6,287 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-5031-004-0370`

Property Details

APN / Parcel Number

Primary APN	`30-5031-004-0370`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,017 sqft Living Area
Gross Area	3,371 sqft
1st Floor Area	2,017 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1988
Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	17,750 sqft (0.408 acres)
Lot Dimensions	142 ft deep x 125 ft wide
Patio Area	401 sqft

Location & Zoning

Street Address	10945 SW 172ND TER
City	MIAMI
State	FL
Zip	33157-4069
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2100
Legal Description	31 55 40 GREEN HILLS SEC 4 PB 77-94 LOT 3 BLK 22 PR ADD 10945 SW 172 TERR LOT SIZE125.000 X 142 OR 20779-3264 102002 4 COC 22949-0569 12 2004 1
Legal Range	40E
Legal Township	55S
Legal Section	31
Legal Subdivision	GREEN HILLS
Legal Block	22
Legal Lot Number	3
Jurisdiction	DADE FL
Township / Civil Division	KENDALL-PALMETTO BAY
Census Block Group	2
Census Block	2010
Census Tract	8308

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10945 SW 172ND TER, MIAMI, FL 33157-4069
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 21, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage FIRST FIN
Mar 13, 2019	Warranty Deed, Transfer PINNACLE TITLE SERVICES LLC, PINNACLE TITLE SVCS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2019 · Amount on Record
Deed Sale	Oct 21, 2019 · Amount on Record
Prior Sale	Mar 13, 2019 · Amount on Record
Deed Document Number	2019654528
Deed Book / Page	31653 / 3292
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	10945 SW 172ND TER, MIAMI, FL 33157-4069
Transaction Type	Mortgage
Record Updated	Sep 27, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10945 SOUTH WEST 172, MIAMI, FL 33157

Mortgage

Document Number	0000696050
Date	Sep 6, 2022
Book Page	33368/4836
Instrument	2022R0696050

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Oct 1, 2049

October 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Oct 21, 2019
Property Address	10945 SW 172ND TER, MIAMI, FL 33157-4069
Document Number	0000654528
Book / Page	031653 / 003292
Instrument Date	Sep 30, 2019
Instrument	654528
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,781.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10945 SW 172ND TER MIAMI FL 331574069, MIAMI, FL 33157-4069

Mortgage

Document Number	654529
Date	Oct 21, 2019
Book Page	031653/003294
Instrument	654529

Lender

Name	FIRST FIN
Type	Funding / Finance Company
Address	MILLERSVILLE, MD 21108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Mar 13, 2019
Property Address	10945 SW 172ND TER, MIAMI, FL 33157-4069
Document Number	0000160207
Book / Page	031362 / 003175
Instrument Date	Feb 19, 2019
Instrument	160207
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	PINNACLE TITLE SERVICES LLC, PINNACLE TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$1,170.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1342 NW G4TH AVE MIAMI FL 33126, MIAMI, FL 33126

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,287.00 (+7.89%) Homeowner's exemption	$366,238 (+5.99%)	$531,279 (+2.94%) Land $282,375 Building $248,904
2023	$5,827.00 (+3.83%) Homeowner's exemption	$345,551 (+3%)	$516,099 (+9.57%) Land $235,312 Building $280,787
2022	$5,612.00 Homeowner's exemption	$335,487	$471,042 Land $188,250 Building $282,792

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	23 (1981–2000)
Claims Outside the SFHA	9 of 23
Most Recent Claim	Oct 2000 · Severe Storms And Flooding
Claims by Event	Hurricane Andrew, Aug 1992 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
SkyNet360 Fixed Wireless	160 / 35

May also be available: T-Mobile.

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