10945 Foothill Ave, Gilroy, CA 95020 Property Records

Santa Clara County property record for 10945 Foothill Ave, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,609 sqft · built 1964
Lot Size	3.83 acres (167,197 sqft)
Owner	Individual Name on Record
Last Sale	$1,375,000 (Feb 2019)
Tax Bill	$23,056 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Feb 2019 Transfer + 1 more
Flood Zone	Zone D (undetermined)
APN	`830-31-005`

Property Details

APN / Parcel Number

Primary APN	`830-31-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,609 sqft Living Area
1st Floor Area	1,609 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	167,197 sqft
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC
Water Source	Well

Location & Zoning

Street Address	10945 FOOTHILL AVE
City	GILROY
State	CA
Zip	95020-8919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-5A
Legal Subdivision	CATHERINE DUNNE RANCH MAP 01
Legal Lot Number	62
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2006
Census Tract	512401

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	920 MCKENDRIE ST, SAN JOSE, CA 95126-1221
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 12, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Feb 12, 2019	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2019 · Amount on Record
Deed Sale	Feb 12, 2019 · Amount on Record
Prior Sale	Feb 21, 2003 · Amount on Record
Deed Document Number	201924114807
Prior Transfer Date	Apr 16, 1997
Prior Transfer Doc	0013679251
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10945 FOOTHILL AVE, GILROY, CA 95020-8919
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024498206
Date	Jun 5, 2020
Instrument	24498206

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2045

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 12, 2019
Property Address	10945 FOOTHILL AVE, GILROY, CA 95020-8919
Document Number	0024114808
Instrument Date	Feb 8, 2019
Instrument	24114808
Transaction Type	Transfer
Record Updated	Feb 22, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	920 MCKENDRIE ST SAN JOSE CA 951261221, SAN JOSE, CA 95126-1221

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 12, 2019
Property Address	10945 FOOTHILL AVE, GILROY, CA 95020-8919
Document Number	0024114807
Instrument Date	Dec 14, 2018
Instrument	24114807
Transaction Type	Transfer
Record Updated	Feb 22, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,512.50
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	10945 FOOTHILL AVE GILROY CA 950208919, GILROY, CA 95020-8919

Mortgage

Document Number	24114809
Date	Feb 12, 2019
Instrument	24114809

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2049

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,933,618 (+2%) Land $1,137,827 Building $795,791
2025	$23,056.00 (+2.37%)	$1,895,705 (+4.04%) Land $1,115,517 Building $780,188
2023	$22,523.00 (+1.81%)	$1,822,095 Land $1,072,201 Building $749,894
2022	$22,123.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1980–2000)
Most Recent Claim	Feb 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of California
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CLARA VALLEY WATER DISTRICT serves 0 people · EPA ID CA4310027
Water Source	Surface water
Last State Inspection	Dec 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hankins Information Technology Fiber · Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100

May also be available: South Valley Internet, Verizon.

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