10945 Copperleaf Dr, Chardon, OH 44024 Property Records

Geauga County property record for 10945 Copperleaf Dr, Chardon, OH 44024

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,652 sqft · built 2005
Lot Size3.31 acres (144,184 sqft)
Owner2 Individual Names on Record
Last Sale$2,383,600 (Oct 2026)
Tax Bill$6,671 (2025)
Deeds & MortgagesOct 2026 Sale & Line of Credit
Nov 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN15-102481

Property Details

APN / Parcel Number

Primary APN15-102481
Alternative APN
  • 002409-7

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,652 sqft Living Area
1st Floor Area1,439 sqft
Upper Floors Area1,213 sqft
Basement Area1,439 sqft
Unfinished Basement1,439 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area144,184 sqft (3.31 acres)
Garage Area688 sqft
Parking Spaces2 Parking Spaces
Deck Area427 sqft
Patio Area427 sqft
Balcony Area42 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Account Number002409-7
Street Address10945 COPPERLEAF DR
CityCHARDON
StateOH
Zip44024-8927
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionS/L 16 COPPERLEAF SUB
Legal SubdivisionCOPPERLEAF
JurisdictionGEAUGA OH
Township / Civil DivisionHAMBDEN
Census Block Group2
Census Block2003
Census Tract312203

Owner

Source: Geauga County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10945 COPPERLEAF DR, CHARDON, OH 44024-8927
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2026Warranty Deed, Transfer · Line of Credit
CHICAGO TITLE W, CHICAGO TITLE
Nov 26, 2018Deed of Trust, Mortgage · Line of Credit
THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2026 · Amount on Record
Deed SaleOct 2, 2026 · Amount on Record
Prior SaleSep 26, 2007 · Amount on Record
Deed Document Number20261052250
Deed Book / Page2230 / 61
Record UpdatedOct 29, 2026

October 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGEAUGA OH
Recording DateOct 2, 2026
Property Address10945 COPPERLEAF DR, CHARDON, OH 44024-8927
Document Number0001052250
Book / Page2230 / 61
Instrument DateSep 28, 2026
Instrument20261052250
Transaction TypeTransfer
Record UpdatedOct 14, 2026
Title CompanyCHICAGO TITLE W, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$240,743.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10945 COPPERLEAF DR, CHARDON, OH 44024-8927

Mortgage

Document Number0001052251,
DateOct 2, 2026
Instrument20261052251
Lender
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEAUGA OH
Property Address10945 COPPERLEAF DR, CHARDON, OH 44024-8927
Document Number0020631937
Instrument DateNov 26, 2018
Transaction TypeMortgage
Record UpdatedDec 28, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10945 COPPERLEAF DR CHARDON OH 440248927, CHARDON, OH 44024-8927

Mortgage

Document Number0020631937
DateDec 12, 2018
Book Page002063/001937
Instrument943897
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 11, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateOhio
CountyGeauga County
County SubdivisionHambden Township
Unified School DistrictChardon Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,671.00 (-0.52%)$140,360 (-) Land $27,480 Building $112,880
2024$6,706.00 (+1.47%) Homeowner's exemption$140,360 (-) Land $27,480 Building $112,880
2023$6,609.00 (+0.72%) Homeowner's exemption$140,360 (+21.67%) Land $27,480 Building $112,880$401,000 (+21.66%) Land $78,500 Building $322,500
2022$115,360 Land $22,890 Building $92,470
2021$6,562.00
2020$329,600 Land $65,400 Building $264,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2009

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEADERS MHP PWS
private · serves 700 people · EPA ID OH2801612
Water SourceGroundwater
Last State InspectionFeb 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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