10945 Busbin Rd, Mount Pleasant, NC 28124 Property Records

Cabarrus County property record for 10945 Busbin Rd, Mount Pleasant, NC 28124

Property Summary

Property Type	Rural Home
Details	4 bd · 3.5 ba · 4,235 sqft · built 2016
Lot Size	11.3 acres (495,277 sqft)
Owner	2 Trust Names on Record
Last Sale	$95,000 (Jan 2014)
Tax Bill	$6,598 (2023)
Deeds & Mortgages	Sep 2026 Line of Credit Dec 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5681 43 7165`

Property Details

APN / Parcel Number

Primary APN	`5681 43 7165`
Alternative APNs	`07013 0015.300000` `107004` `167703`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,235 sqft Living Area
Gross Area	8,129 sqft
1st Floor Area	2,322 sqft
Upper Floors Area	1,973 sqft
Basement Area	1,680 sqft
Finished Basement	1,100 sqft
Unfinished Basement	580 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	495,277 sqft (11.3 acres)
Lot Width	308 ft Width
Garage Type	Mixed
Garage Area	820 sqft
Driveway	Concrete Driveway
Driveway Area	256 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	588 sqft
Porch	Porch
Porch Area	692 sqft
Deck Area	Deck Area
Patio Area	288 sqft
Shed	1 Shed
Shed Area	264 sqft
Sports Court	Sports Court

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	167703
Street Address	10945 BUSBIN RD
City	MOUNT PLEASANT
State	NC
Zip	28124-9633
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AO
Legal Description	TR 4 CHANDLER WALSER & WHEELER
Legal Subdivision	LENTZ HARNESS SHOP RD
Legal Tract	4
Jurisdiction	CABARRUS NC
Township / Civil Division	7, GOLD HILL
Census Block Group	2
Census Block	2009
Census Tract	41701

Owner

Source: Cabarrus County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	10945 BUSBIN RD, MOUNT PLEASANT, NC 28124-9633
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Deed of Trust, Mortgage · Line of Credit GUILD MORTGAGE COMPANY
Dec 29, 2023	Intrafamily Transfer, Transfer
May 1, 2019	Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2014 · Amount on Record
Deed Sale	Jan 17, 2014 · Amount on Record
Prior Sale	Jun 1, 2011 · Amount on Record
Deed Book / Page	10836 / 277
Last Transfer Date	Feb 29, 2016
Transfer Doc	0001180532
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Recording Date	Sep 3, 2026
Property Address	10945 BUSBIN RD, MOUNT PLEASANT, NC 28124-9633
Document Number	0000021011
Book / Page	18153 / 349
Instrument Date	Aug 28, 2026
Instrument	202621011
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221

Mortgage

Document Number	0000021011,
Date	Sep 3, 2026
Book Page	18153/349
Instrument	202621011

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2056

Interest

Max Rate	-1%

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CABARRUS NC
Recording Date	Dec 29, 2023
Property Address	10945 BUSBIN RD, MT PLEASANT, NC 28124-9633
Document Number	0001676642
Book / Page	16766 / 42
Instrument Date	Nov 21, 2023
Transaction Type	Transfer
Record Updated	Jan 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	10945 BUSBIN RD, MOUNT PLEASANT, NC 28124-9633

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10945 BUSBIN RD, MT PLEASANT, NC 28124-9633
Document Number	1351918
Instrument Date	May 1, 2019
Transaction Type	Mortgage
Record Updated	Jun 6, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	10945 BUSBIN RD MOUNT PLEASANT NC 281249633, MOUNT PLEASANT, NC 28124-9633

Mortgage

Document Number	1351918
Date	May 23, 2019
Book Page	013519/000018
Instrument	12516

Lender

Name	ALLEGACY FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27234-6043

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,273,370 (-) Land $216,870 Building $1,056,500
2025		$1,273,370 (+67.33%) Land $216,870 Building $1,056,500
2024			$1,273,370 (+67.33%) Land $216,870 Building $1,056,500
2023	$6,598.00	$760,990 Land $146,710 Building $614,280	$760,990 Land $146,710 Building $614,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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