Charles County property record for 10945 Bartholomew Aly, Waldorf, MD 20603
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 2,363 sqft · built 2020 |
| Lot Size | 0.045 acres (1,960 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $465,000 (Apr 2026) |
| Tax Bill | $20,178 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Dec 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-357955 |
| Primary APN | 06-357955 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,363 sqft Living Area |
| Gross Area | 2,850 sqft |
| 1st Floor Area | 463 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,960 sqft (0.045 acres) |
| Garage Type | Attached |
| Garage Area | 487 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 357955 |
|---|---|
| Street Address | 10945 BARTHOLOMEW ALY |
| City | WALDORF |
| State | MD |
| Zip | 20603-7303 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | LOT 163 PH 3 = 0.044 TOWN CENTER SOUTH - LOT ST CHARLES SUB |
| Legal Subdivision | ST CHARLES SUB |
| Legal Phase | 3 |
| Legal Block | 2 |
| Legal Lot Number | 163 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 851501 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10945 BARTHOLOMEW ALY, WALDORF, MD 20603-7303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Apr 10, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage CAPITAL TITLE, CAPITOL TITLE |
| Dec 15, 2020 | Deed, Transfer · VA Mortgage NVR MORTGAGE FINANCE INC |
| Aug 17, 2020 | Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2026 · Amount on Record |
| Deed Sale | Apr 10, 2026 · Amount on Record |
| Prior Sale | Dec 15, 2020 · Amount on Record |
| Deed Book / Page | 14027 / 361 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Apr 10, 2026 |
| Property Address | 10945 BARTHOLOMEW ALY, WALDORF, MD 20603-7303 |
| Document Number | 1402000361 |
| Book / Page | 14027 / 361 |
| Instrument Date | Mar 31, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Title Company | CAPITAL TITLE, CAPITOL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $469,650.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 10945 BARTHOLOMEW ALY, WALDORF, MD 20603-7303 |
| Document Number | 1402000369, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 14027/369 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Dec 15, 2020 |
| Property Address | 10945 BARTHOLOMEW ALY, WALDORF, MD 20603-7303 |
| Document Number | 0114930110 |
| Book / Page | 11493 / 110 |
| Map Reference | MB 61 PG 96-99 |
| Instrument Date | Dec 11, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | NVR SETMNT SVCS OF MD INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,930.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10003 DEREKWOOD LN, 10003, LANHAM, MD 20706-4362 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 10945 BARTHOLOMEW ALY, WALDORF, MD 20603-7303 |
| Document Number | 0011493115 |
|---|---|
| Date | Dec 15, 2020 |
| Instrument | 11493/115 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Aug 17, 2020 |
| Property Address | 10945 BARTHOLOMEW ALY, WALDORF, MD 20603-7303 |
| Document Number | 0112760071 |
| Book / Page | 011276 / 000071 |
| Instrument Date | Jul 23, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2020 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $341.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10003 DEREKWOOD LN #204 LANHAM SEABROOK MD 207064875, 204, LANHAM SEABROOK, MD 20706-4875 |
| Investor | Possibly a Property Investor |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $441,933 (+1.51%) | $448,500 (-) Land $95,000 Building $353,500 | |
| 2025 | $20,178.00 (+182.88%) Homeowner's exemption | $435,367 (+10.42%) | $448,500 (+4.59%) Land $95,000 Building $353,500 |
| 2023 | $7,133.00 Homeowner's exemption | $394,300 | $428,800 Land $120,000 Building $308,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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