10945 99th Pl N, Maple Grove (Osseo), MN 55369 Property Records

Hennepin County property record for 10945 99th Pl N, Maple Grove, MN 55369

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 1,110 sqft · built 1981
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Jul 2025)
Tax Bill	$4,629 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-119-22-22-0051`

Property Details

APN / Parcel Number

Primary APN	`12-119-22-22-0051`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,110 sqft Living Area
Gross Area	1,894 sqft
1st Floor Area	1,110 sqft
Basement Area	784 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1990
Architectural Style	Split Foyer
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	503 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	10945 99TH PL N
City	MAPLE GROVE
State	MN
Zip	55369-3465
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 016 BLOCK 003 A MAPLE VALLEY PARK 2ND ADDN 80 X 125
Legal Range	22
Legal Township	119
Legal Section	12
Legal Quarter	22
Legal Subdivision	MAPLE VALLEY PARK 2ND ADDN
Legal Block	3
Legal Lot Number	16
Jurisdiction	HENNEPIN MN
Township / Civil Division	MAPLE GROVE
Census Block Group	2
Census Block	2003
Census Tract	26707

Owner

10945 99th Pl N is owned and occupied by an individual who bought it in July 2025.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	10945 99TH PL N, MAPLE GROVE, MN 55369-3465
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · Line of Credit WINGS FINANCIAL CU
Mar 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2025 · Amount on File
Deed Sale	Jul 11, 2025 · Amount on File
Prior Sale	Apr 14, 2014 · Amount on File
Deed Document Number	202511385119
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10945 99TH PL N, MAPLE GROVE, MN 55369-3465
Transaction Type	Mortgage
Record Updated	Oct 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A11024325
Date	Oct 4, 2021
Instrument	A11024325

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 3, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10945 99TH PL N, MAPLE GROVE, MN 55369-3465
Document Number	0010772783
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	Apr 28, 2020
Title Company	TITLESMART

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10945 99TH PL N MAPLE GROVE MN 553693465, MAPLE GROVE, MN 55369-3465

Mortgage

Document Number	0010772783
Date	Apr 7, 2020
Instrument	10772783

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	216 Months
Due	Apr 6, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 10945 99th Pl N was $4,629.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Maple Grove City
Unified School District	Osseo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,629.00	$378,300 Land $122,000 Building $256,300	$378,300 Land $122,000 Building $256,300
2023	$4,114.00 Homeowner's exemption
2022		$364,400 Land $97,600 Building $266,800	$364,400 Land $97,600 Building $266,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10945 99th Pl N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10945 99th Pl N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Maple Grove serves 82,000 people · EPA ID MN1270020
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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