Suwannee County property record for 10945 110th Ter, Live Oak, FL 32060
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,222 sqft · built 1976 |
| Lot Size | 0.51 acres (22,215 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $79,000 (Aug 2018) |
| Tax Bill | $853 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-03S-13E-08421-007000 |
| Primary APN | 01-03S-13E-08421-007000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,222 sqft Living Area |
| 1st Floor Area | 1,222 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,215 sqft (0.51 acres) |
| Patio Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 10945 110TH TER |
|---|---|
| City | LIVE OAK |
| State | FL |
| Zip | 32060-6932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEG .51 ACRES FOR P.O.R. COMM AT THE NW COR OF THE SE1/4 OF SW1/4 RUN N 89 DEG 19' 40 E 683.90 FT TO THE POB RUN N 89 DEG 19' 40 E 110.00 FT RUN S 00 DEG 08'45 W 200.00 FT RUN S 89 DEG 19'40 W 110.00 FT RUN N 00 DEG 08' 45 E 200.00 FT TO POB ORB 2070 |
| Legal Range | 13E |
| Legal Township | 03S |
| Legal Section | 01 |
| Jurisdiction | SUWANNEE FL |
| Township / Civil Division | LIVE OAK |
| Census Block Group | 5 |
| Census Block | 5020 |
| Census Tract | 970100 |
Source: Suwannee County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10945 110TH TER, LIVE OAK, FL 32060-6932 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2026 | Deed of Trust, Mortgage · Line of Credit AMERIS BANK |
| Aug 31, 2018 | Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2018 · Amount on Record |
| Deed Sale | Aug 31, 2018 · Amount on Record |
| Prior Sale | May 21, 2012 · Amount on Record |
| Deed Document Number | 2018206802 |
| Deed Book / Page | 2070 / 433 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUWANNEE FL |
| Recording Date | Oct 6, 2026 |
| Property Address | 10945 110TH TER, LIVE OAK, FL 32060-6932 |
| Document Number | 0000010547 |
| Book / Page | 2736 / 472 |
| Instrument Date | Sep 30, 2026 |
| Instrument | 202610547 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000010547, |
|---|---|
| Date | Oct 6, 2026 |
| Book Page | 2736/472 |
| Instrument | 202610547 |
| Name | AMERIS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUWANNEE FL |
| Recording Date | Aug 31, 2018 |
| Property Address | 10945 110TH TER, LIVE OAK, FL 32060-6932 |
| Document Number | 0000206802 |
| Book / Page | 2070 / 0433 |
| Instrument Date | Aug 31, 2018 |
| Instrument | 2018206802 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | ABSTRACT & TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $553.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 206 LOUIS AVE SW, LIVE OAK, FL 32064-4940 |
| Document Number | 0000206803 |
|---|---|
| Date | Aug 31, 2018 |
| Instrument | 2018206803 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 11, 2048 |
Source: Suwannee County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Suwannee County |
| Unified School District | Suwannee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $853.00 (+6.36%) Homeowner's exemption | $106,546 (+69.24%) Land $5,100 Building $101,446 | $106,546 (+9.51%) Land $5,100 Building $101,446 |
| 2024 | $802.00 (+0.88%) | ||
| 2023 | $795.00 (+1.92%) Homeowner's exemption | $62,957 (+3%) | $97,293 (+34.36%) Land $5,100 Building $92,193 |
| 2022 | $780.00 Homeowner's exemption | $61,123 | $72,412 Land $5,100 Building $67,312 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 9 (1991–2024) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rapid Fiber Internet Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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