Cook County property record for 10944 S Wallace St, Chicago, IL 60628
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 1,123 sqft · built 1939 |
| Lot Size | 0.1 acres (4,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Aug 2026) |
| Tax Bill | $2,618 (2024) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Dec 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-16-317-005 |
| Primary APN | 25-16-317-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,123 sqft Living Area |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Bungalow |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 4,375 sqft (0.1 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 10944 S WALLACE ST |
|---|---|
| City | CHICAGO |
| State | IL |
| Zip | 60628-3247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-2 |
| Legal Range | 14E |
| Legal Township | 37N |
| Legal Section | 16 |
| Legal Subdivision | SCHOOL TRS |
| Legal Lot Number | 5 |
| Jurisdiction | COOK IL |
| Township / Civil Division | CHICAGO |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 491100 |
10944 S Wallace St is owned and occupied by two individuals who bought it in August 2026.
Source: Cook County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10944 S WALLACE ST, CHICAGO, IL 60628-3247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 27, 2026 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
| Dec 18, 2023 | Deed of Trust, Mortgage · Commercial Mortgage BPL MORTGAGE TRUST LLC |
| Jan 5, 2023 | Warranty Deed, Construction Loan · Construction Mortgage LIMA ONE CAPITAL LLC |
| Jan 5, 2023 | Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2026 · Amount on File |
| Deed Sale | Aug 27, 2026 · Amount on File |
| Prior Sale | Jan 5, 2023 · Amount on File |
| Deed Document Number | 202623920247 |
| Prior Transfer Date | Oct 29, 2022 |
| Prior Transfer Doc | 0000025166 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Aug 27, 2026 |
| Property Address | 10944 S WALLACE ST, CHICAGO, IL 60628-3247 |
| Document Number | 0000020247 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 202620247 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $48,480.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10944 S WALLACE ST, CHICAGO, IL 60628-3247 |
| Document Number | 0000020248, |
|---|---|
| Date | Aug 27, 2026 |
| Instrument | 202623920248 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Number | 0000020249, |
|---|---|
| Date | Aug 27, 2026 |
| Instrument | 202623920249 |
| Name | ILLINOIS HOUSING DEV AUTHORITY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 10944 S WALLACE ST, CHICAGO, IL 60628-3247 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 7061 NORTH AVE 254, 254, OAK PARK, IL 60302-1015 |
| Document Number | 0035213240 |
|---|---|
| Date | Dec 18, 2023 |
| Instrument | 2335213240 |
| Name | BPL MORTGAGE TRUST LLC |
|---|---|
| Address | VILLA PARK, IL 60181 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jan 5, 2023 |
| Property Address | 10944 S WALLACE ST, CHICAGO, IL 60628-3247 |
| Document Number | 0000525167 |
| Instrument Date | Dec 14, 2022 |
| Instrument | 2300525167 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 17, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $95.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10000 S OAKLEY AVE, CHICAGO, IL 60643-1924 |
| Name | Verified Name |
|---|---|
| Address | 10944 S WALLACE ST, CHICAGO, IL 60628-3247 |
| Document Number | 0000525168 |
|---|---|
| Date | Jan 5, 2023 |
| Instrument | 2300525168 |
| Name | LIMA ONE CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Feb 1, 2024 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jan 5, 2023 |
| Property Address | 10944 S WALLACE ST, CHICAGO, IL 60628-3247 |
| Document Number | 0000525166 |
| Instrument Date | Nov 7, 2022 |
| Instrument | 2300525166 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1000 S OAKLEY BLVD, CHICAGO, IL 60612 |
| Name | Verified Name |
|---|---|
| Address | 10000 S OAKLEY AVE, CHICAGO, IL 60643-1924 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Chicago City |
| Unified School District | Chicago Public School District 299 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,000 Land $2,625 Building $10,375 | $130,000 Land $26,250 Building $103,750 | |
| 2024 | $2,618.00 (-4.77%) | ||
| 2023 | $2,749.00 (+94.83%) | ||
| 2022 | $1,411.00 (+296.35%) | $12,999 (-) Land $2,406 Building $10,593 | $129,990 (-) Land $24,060 Building $105,930 |
| 2021 | $356.00 | $12,999 Land $2,406 Building $10,593 | $129,990 Land $24,060 Building $105,930 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 10944 S Wallace St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2023 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10944 S Wallace St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICAGO serves 2,721,308 people · EPA ID IL0316000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 921 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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