Cook County property record for 10944 S Drake Ave, Chicago, IL 60655
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,272 sqft · built 1941 |
| Lot Size | 0.113 acres (4,920 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $567,500 (Jul 2023) |
| Tax Bill | $4,883 (2023) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Mar 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-14-411-013 |
| Primary APN | 24-14-411-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,272 sqft Living Area |
| 1st Floor Area | 1,336 sqft |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1943 |
| Architectural Style | Bungalow |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 4,920 sqft (0.113 acres) |
| Garage Type | Detached |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 10944 S DRAKE AVE |
|---|---|
| City | CHICAGO |
| State | IL |
| Zip | 60655-3309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-2 |
| Legal Description | DONALD (OTOOLES) (GREENDALE) (SECOND) ADD A SUB OF S2 80FT OF BLK21 IN GEO W HILLS SUB OF WH SE SEC 14-37-13 |
| Legal Range | 13E |
| Legal Township | 37N |
| Legal Section | 14 |
| Legal Subdivision | OTOOLES GREENDALE SECOND |
| Legal Block | 21 |
| Legal Lot Number | 4 |
| Jurisdiction | COOK IL |
| Township / Civil Division | CHICAGO |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 740300 |
10944 S Drake Ave is owned and occupied by two individuals who bought it in July 2023.
Source: Cook County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10944 S DRAKE AVE, CHICAGO, IL 60655-3309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 5, 2023 | Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Mar 26, 2020 | Deed of Trust, Mortgage MUTUAL/OMAHA MTG LLC |
| Jun 21, 2019 | Deed of Trust, Mortgage MUTUAL/OMAHA MTG LLC |
| Oct 12, 2018 | Deed of Trust, Mortgage GUARANTEED RATE |
| Jan 16, 2018 | Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2023 · Amount on File |
| Deed Sale | Jul 5, 2023 · Amount on File |
| Prior Sale | Jan 16, 2018 · Amount on File |
| Deed Document Number | 202310120 |
| Prior Transfer Date | Feb 12, 2004 |
| Prior Transfer Doc | 0000049203 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jul 5, 2023 |
| Property Address | 10944 S DRAKE AVE, CHICAGO, IL 60655-3309 |
| Document Number | 0018610120 |
| Instrument Date | Jun 21, 2023 |
| Instrument | 2318610120 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $567.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10944 S DRAKE AVE, CHICAGO, IL 60655-3309 |
| Document Number | 0018610121 |
|---|---|
| Date | Jul 5, 2023 |
| Instrument | 2318610121 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Rate | 5.5% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 10944 S DRAKE AVE, CHICAGO, IL 60655-3309 |
| Document Number | 2010539108 |
| Instrument Date | Mar 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10944 S DRAKE AVE CHICAGO IL 606553309, CHICAGO, IL 60655-3309 |
| Document Number | 2010539108 |
|---|---|
| Date | Apr 14, 2020 |
| Instrument | 10539108 |
| Name | MUTUAL/OMAHA MTG LLC |
|---|---|
| Address | LOMBARD, IL 60148 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 13, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 10944 S DRAKE AVE, CHICAGO, IL 60655-3309 |
| Document Number | 1917908126 |
| Instrument Date | Jun 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10944 S DRAKE AVE CHICAGO IL 606553309, CHICAGO, IL 60655-3309 |
| Document Number | 1917908126 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 17908126 |
| Name | MUTUAL/OMAHA MTG LLC |
|---|---|
| Address | LOMBARD, IL 60148 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 27, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 10944 S DRAKE AVE, CHICAGO, IL 60655-3309 |
| Document Number | 1829157016 |
| Instrument Date | Oct 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2018 |
| Title Company | RAVENSWOOD TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10994 S DRAKE AVE CHICAGO IL 60655, CHICAGO, IL 60655 |
| Document Number | 1829157016 |
|---|---|
| Date | Oct 18, 2018 |
| Instrument | 29157016 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 17, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.12% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jan 16, 2018 |
| Property Address | 10944 S DRAKE AVE, CHICAGO, IL 60655-3309 |
| Document Number | 1801608082 |
| Instrument Date | Jan 10, 2018 |
| Instrument | 1608082 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $438.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10944 S DRAKE AVE CHICAGO IL 606553309, CHICAGO, IL 60655-3309 |
| Document Number | 1801608083 |
|---|---|
| Date | Jan 16, 2018 |
| Instrument | 1608083 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 15, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.99% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Chicago City |
| Unified School District | Chicago Public School District 299 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $55,000 Land $6,150 Building $48,850 | $550,000 Land $61,500 Building $488,500 | |
| 2023 | $4,883.00 (+3%) | ||
| 2022 | $4,741.00 (+1.89%) | $26,404 (-) Land $4,920 Building $21,484 | $264,040 (-) Land $49,200 Building $214,840 |
| 2021 | $4,653.00 Homeowner's exemption | $26,404 Land $4,920 Building $21,484 | $264,040 Land $49,200 Building $214,840 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 10944 S Drake Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 10944 S Drake Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICAGO serves 2,721,308 people · EPA ID IL0316000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 812 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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